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Share Account Charges
Money Market Minimum Balance $5/Month if minimum balance not maintained
Monthly Inactivity $10/Month if Share account has no activity in a 1-year period with a balance under $300.00 and no other Credit Union services (excluding minor accounts under the age of 18)
Early Account Closure (6 months or less after opening) $10.00
Checking Account Charges
Overdraft* $35.00/Item
Return Item $35/Item (Maximum $175 per day)
Stop Payment $35.00/Item (over the counter or by phone)
$25.00/check (self-initiated online – drafts only)
Overdraft Transfer (courtesy transfer from savings to checking) FREE
E-Z Checking Fee $4.95 if standard features are not chosen. Standard Features: Debit Card, Access*Online, E Statements
Check Printing Prices may vary depending upon style.
Debit Card Inactivity Fee $10.00/annually after 12 mos.
Copy of Check $5.00/Check
Electronic Funds Transfer Service Charges
Nonproprietary ATM Withdrawal/Transfer $1.00/After the first 5 free**
Return Item $35/ATM or ACH Item
Replacement Card $15.00/Card
Share Value
Par Value of One Share $10.00
Other Service Charges
Account Reconciliation $30.00/Hour, 1 hour minimum
Account Research $30.00/Hour plus retrieval fees, 1 hour minimum
Coin Currency Order Fee $0.10/Coin roll
$0.25/Currency strap
Statement Copy $5.00/Copy
Deposited Item Return $8.00/Item
Fax/Photocopy Service $1.00/Page
Incorrect Address/Return Mail $10.00/Month
Wire Transfer: $15.00/Incoming Transfer
$30.00/Outgoing Tutgoing
$50.00/Foreign Outgoing Transfer
Propay Online Payment to a loan $4.95 by E-Check or Debit Card
Visa® Gift Cards $3.50 per card
Vis Reloadable Card $3.50 per card
$4.50 per personalized card
Telephone Transfer $2.00/Transfer
Replacement: Lien Release
   Mortgage Satisfaction
$15.00/Release
$25.00/Satisfaction
Money Order $3.00/Money Order
Cashiers Checks $5.00/Check
History Printout $5.00/Page
Verification of Deposit $10.00
Check Cashing $5.00/Check (Applies to all Non-members as well as members with no additional services and no matching funds)
Levy/Garnishments $35.00
Skip a Payment $35.00 each or 3/$99.00
Mortgage Subordination $200.00
Loan Extension Agreement $50.00 per extension
Loan Rate Step Down Fee $50.00 per loan (one time per term of loan)
Loan Coupon Book $10.00
Unperfected Title Fee $35.00/Month

*Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means.

**5 Nonproprietary ATM Withdrawals per Month Without a Charge.

For a printable version of our Service Charge Schedule, download the PDF.