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Share Account Charges
Money Market Minimum Balance $5/Month if minimum balance not maintained
Monthly Inactivity $10/Month if Share account has no activity in a 1-year period with a balance under $300.00 and no other Credit Union services (excluding minor accounts under the age of 18)
Early Account Closure (6 months or less after opening) $10.00
Account Activation Fee
$15.00 (Will be charged to reactivate account within 6 months of account closing date)
Money Market Withdrawals
$5.00 for every money market withdrawal after 6 per month
Checking Account Charges
Overdraft* $35.00/Item
Return Item $35.00/Item (Maximum $175.00 per day)
Stop Payment $35.00/Item (over the counter or by phone)
$25.00/check (self-initiated online – drafts only)
Overdraft Transfer (courtesy transfer from savings to checking) FREE
E-Z Checking Fee $4.95 if standard features are not chosen. Standard Features: Debit Card, Access*Online, E Statements
Check Printing Prices may vary depending upon style.
Debit Card Inactivity Fee $10.00/annually after 12 months
Copy of Check $5.00/Check
Negative Account Fee
$2.00/day after account is negative 4 consecutive days
Bill Pay Stop Payment Fee $35.00
Electronic Funds Transfer Fees
Nonproprietary ATM Withdrawal/Transfer $3.00/After the first 4 free**
  **4 Nonproprietary ATM Withdrawals per Month Without a Charge
Return Item $35.00/ATM or ACH Item
Replacement Card $15.00/Card
Foreign Transaction Fee-ISA 2%
Express Card Delivery Fee $35.00
Other Service Charges
Account Reconciliation $30.00/Hour, 1 hour minimum
Account Research $30.00/Hour plus retrieval fees, 1 hour minimum
Coin Currency Order Fee $0.10/Coin roll
$0.25/Currency strap
Statement Copy $5.00/Copy
Deposited Item Return $8.00/Item
Fax/Photocopy Service $1.00/Page
Incorrect Address/Return Mail $10.00/Returned Statement
Wire Transfer: $15.00/Incoming Transfer
$30.00/Outgoing Transfer
$60.00/Foreign Outgoing Transfer
Propay Online Payment to a loan $4.95 by E-Check or Debit Card
Visa® Gift Cards $3.50 per card
Vis Reloadable Card $3.50 per card
$4.50 per personalized card
Telephone Transfer $2.00/Transfer
Replacement: Lien Release
   Mortgage Satisfaction
Money Order $3.00/Money Order
Cashiers Checks $5.00/Check
History Printout $2.00/Page
Verification of Deposit $10.00/Verification
Check Cashing $10.00/Check (Applies to all Non-members as well as members with no additional services and no matching funds)
Levy/Garnishments $75.00
Skip a Payment $35.00 each or 3/$99.00
Mortgage Subordination $200.00
Loan Rewrite/Loan Extension  $50.00 per extension
Loan Rate Step Down Fee $50.00 per loan (one time per term of loan)
Loan Coupon Book $10.00
Unperfected Title Fee $35.00/Month
1098/1099 Copies $10.00
Mail Receipt Fee $1.00
Trust Account Set Up $20.00
Canadian Check Deposit $20.00
ACH Origination Return Fee $10.00

*Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means.

**4 Nonproprietary ATM Withdrawals per Month Without a Charge.

For a printable version of our Service Charge Schedule, download the PDF.