| Share Account Charges | |
|---|---|
| Money Market Minimum Balance | $5/Month if minimum balance not maintained |
| Monthly Inactivity | $10/Month if Share account has no activity in a 1-year period with a balance under $300.00 and no other Credit Union services (excluding minor accounts under the age of 18) |
| Early Account Closure (6 months or less after opening) | $10.00 |
| Account Activation Fee |
$15.00 (Will be charged to reactivate account within 6 months of account closing date)
|
| Money Market Withdrawals |
$5.00 for every money market withdrawal after 6 per month
|
| Checking Account Charges | |
| Overdraft* | $35.00/Item |
| Return Item | $35.00/Item (Maximum $175.00 per day) |
| Stop Payment | $35.00/Item (over the counter or by phone) $25.00/check (self-initiated online – drafts only) |
| Overdraft Transfer (courtesy transfer from savings to checking) | FREE |
| E-Z Checking Fee | $4.95 if standard features are not chosen. Standard Features: Debit Card, Access*Online, E Statements |
| Check Printing | Prices may vary depending upon style. |
| Debit Card Inactivity Fee | $10.00/annually after 12 months |
| Copy of Check | $5.00/Check |
| Negative Account Fee |
$2.00/day after account is negative 4 consecutive days
|
| Bill Pay Stop Payment Fee | $35.00 |
| Electronic Funds Transfer Fees | |
| Nonproprietary ATM Withdrawal/Transfer | $3.00/After the first 4 free** |
| **4 Nonproprietary ATM Withdrawals per Month Without a Charge | |
| Return Item | $35.00/ATM or ACH Item |
| Replacement Card | $15.00/Card |
| Foreign Transaction Fee-ISA | 2% |
| Express Card Delivery Fee | $35.00 |
| Other Service Charges | |
| Account Reconciliation | $30.00/Hour, 1 hour minimum |
| Account Research | $30.00/Hour plus retrieval fees, 1 hour minimum |
| Coin Currency Order Fee | $0.10/Coin roll $0.25/Currency strap |
| Statement Copy | $5.00/Copy |
| Deposited Item Return | $8.00/Item |
| Fax/Photocopy Service | $1.00/Page |
| Incorrect Address/Return Mail | $10.00/Returned Statement |
| Wire Transfer: | $15.00/Incoming Transfer $30.00/Outgoing Transfer $60.00/Foreign Outgoing Transfer |
| Propay Online Payment to a loan | $4.95 by E-Check or Debit Card |
| Visa® Gift Cards | $3.50 per card |
| Vis Reloadable Card | $3.50 per card $4.50 per personalized card |
| Telephone Transfer | $2.00/Transfer |
| Replacement: Lien Release Mortgage Satisfaction |
$15.00/Release $25.00/Satisfaction |
| Money Order | $3.00/Money Order |
| Cashiers Checks | $5.00/Check |
| History Printout | $2.00/Page |
| Verification of Deposit | $10.00/Verification |
| Check Cashing | $10.00/Check (Applies to all Non-members as well as members with no additional services and no matching funds) |
| Levy/Garnishments | $75.00 |
| Skip a Payment | $35.00 each or 3/$99.00 |
| Mortgage Subordination | $200.00 |
| Loan Rewrite/Loan Extension | $50.00 per extension |
| Loan Rate Step Down Fee | $50.00 per loan (one time per term of loan) |
| Loan Coupon Book | $10.00 |
| Unperfected Title Fee | $35.00/Month |
| 1098/1099 Copies | $10.00 |
| Mail Receipt Fee | $1.00 |
| Trust Account Set Up | $20.00 |
| Canadian Check Deposit | $20.00 |
| ACH Origination Return Fee | $10.00 |
*Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means.
**4 Nonproprietary ATM Withdrawals per Month Without a Charge.
For a printable version of our Service Charge Schedule, download the PDF.
