Share Account Charges | |
---|---|
Money Market Minimum Balance | $10/Month if minimum balance not maintained |
Monthly Inactivity | $10/Month if Share account has no activity in a 1-year period with a balance under $300.00 and no other Credit Union services (excluding minor accounts under the age of 18) |
Early Account Closure (6 months or less after opening) | $10.00 |
Account Activation Fee |
$15.00 (Will be charged to reactivate account within 6 months of account closing date)
|
Money Market Withdrawals |
$5.00 for every money market withdrawal after 6 per month
|
Checking Account Charges | |
Overdraft* | $35.00/Item |
Return Item | $35.00/Item (Maximum $175.00 per day) |
Stop Payment | $35.00/Item (over the counter or by phone) $25.00/check (self-initiated online – drafts only) |
Overdraft Transfer (courtesy transfer from savings to checking) | FREE |
E-Z Checking Fee | $4.95 if standard features are not chosen. Standard Features: Debit Card, Access*Online, E Statements |
Check Printing | Prices may vary depending upon style. |
Debit Card Inactivity Fee | After 12 months of non-use; $1 per month, for every 30 days of inactivity |
Copy of Check | $5.00/Check |
Bill Pay Stop Payment Fee | $35.00 |
Electronic Funds Transfer Fees | |
Nonproprietary ATM Withdrawal/Transfer | $5.00/After the first 4 free** |
**4 Nonproprietary ATM Withdrawals per Month Without a Charge | |
Return Item | $35.00/ATM or ACH Item |
Replacement Card | $10.00/Card |
Foreign Transaction Fee-ISA | 2% |
Express Card Delivery Fee | $40.00 |
Other Service Charges | |
Account Reconciliation | $30.00/Hour, 1 hour minimum |
Account Research | $30.00/Hour plus retrieval fees, 1 hour minimum |
Coin Currency Order Fee | $0.25/Coin roll $0.50/Currency strap |
Statement Copy | $5.00/Copy |
Deposited Item Return | $8.00/Item |
Fax/Photocopy Service | $2.00/Page |
Incorrect Address/Return Mail | $15.00/Returned Statement |
Wire Transfer: | $15.00/Incoming Transfer $35.00/Outgoing Transfer $65.00/Foreign Outgoing Transfer |
Propay Online Payment to a loan | $4.95 by E-Check or Debit Card |
Visa® Gift Cards | $4.50 per card |
Visa® Reloadable Card | $4.50 per card $5.50 per personalized card |
Visa® Cash Advance | $10 or 2%, whichever is greater |
Telephone Transfer | $2.00/Transfer |
Replacement: Lien Release Mortgage Satisfaction |
$25.00/Release $50.00/Satisfaction |
Money Order | $3.00/Money Order |
Cashiers Checks | $5.00/Check |
History Printout | $2.00/Page |
Verification of Deposit | $10.00/Verification |
Check Cashing | $10.00/Check (Applies to all Non-members as well as members with no additional services and no matching funds) |
Levy/Garnishments | $75.00 |
Skip a Payment | $35.00 each or 3/$99.00 |
Mortgage Subordination | $200.00 |
Loan Rewrite/Loan Extension | $100.00 per extension |
Loan Rate Step Down Fee | $100.00 per loan (once per term of loan) |
Loan Coupon Book | $20.00 |
Unperfected Title Fee | $35.00/Month |
1098/1099 Copies | $10.00 |
Mail Receipt Fee | $2.00 |
Trust Account Set Up | $20.00 |
Canadian Check Deposit | $25.00 |
ACH Origination Return Fee | $10.00 |
*Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means.
**4 Nonproprietary ATM Withdrawals per Month Without a Charge.
For a printable version of our Service Charge Schedule, download the PDF.