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Consumers can take advantage of a free annual copy of their credit report from the three major credit bureaus — Equifax, Experian, and TransUnion.

To learn more, go to or call toll free 877-322-8228.

Caution: Misspelling this site or using another site with similar words will take you to a site that will try to sell you something or collect your personal information.

This website requires you to enter your financial background thoroughly. You can also enter your information offline by downloading the annual credit report request form in PDF.

These are the only ways to get free credit reports without any strings attached. The "free" credit reports advertised by other sources are not really free!

We recommend that your order include a request that no more than the last four digits of your Social Security Number appear on copies of your credit report.

If you are a victim of identity theft, you are entitled to place a fraud alert on your file and to receive copies of your credit report from each of the three credit reporting companies free of charge, regardless whether you have previously ordered your free annual reports.