*Refinancing Federal Student Loans: Please be aware that you may potentially lose certain benefits associated with your federal student loans by refinancing such federal loans with a private student loan consolidation. These benefits may include favorable repayment options, loan and fixed interest rates, extended loan terms, and loan forgiveness. We strongly advise that you seek professional advice and examine the benefits and options before refinancing your federal loans. It is important to us that you are comfortable with potentially forfeiting benefits that may not be offered through our consolidation loan.

All PLUS loans except for ParentPLUS loans can be refinanced.

Cosigner Release: In order to qualify the cosigner release, the borrower's account cannot be delinquent and he/she must submit a request, meet the consecutive, timely payment requirements, and meet the lender's credit criteria and income requirements.

ACH Discount: Subject to floor rate. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments.

Tax Deductible Interest Payments: Generally available for borrowers who have paid $600 or more in eligible student loan interest during the calendar year (with a maximum of $2,500 in eligible interest allowed to be claimed). Please consult with a tax expert to understand if this option may be available to you.