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A Home Equity loan is very versatile. Here are just a few options: Home Improvement, Tuition, Debt Consolidation, Vacation or Travel, Wedding Costs, and more. The choice is yours.


Key Features

  • Competitive Rates
  • Local Decisions
  • Friendly Service
Another option is paying off high-interest credit cards. See the example below.
  Balance APR1 Yrs. to Pay off Monthly Pmt. Tot. Int. Paid
Credit Card $15,000 27.79%2 5 $465.14 $12,908.33
AHCU HE Loan $15,000 6.90%3 5 $296.31 $2,715.11
  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • No prepayment penalty
  • Receive funds in one lump sum, or apply for a line of credit
  • The interest paid might be tax deductible4
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
1 APR is Annual Percentage Rate
2 Average national credit card rate according to Forbes Advisor’s weekly credit card rates report, Jan. 15, 2024
3 As low as 6.75% APR
4 Consult a tax advisor.