Open an Account
Take the first step toward your financial wellness journey and open an account. Joining is quick and easy; just follow a three-step process.
We return all profits to our members via better rates and fewer fees. All new account holders must open a minimum $10 share account to establish membership in the credit union.
Join the AHCU Family and Start Your Financial Journey!
At AHCU, we are owned by members, not stockholders. When you become a member, you gain a stake in the credit union. This means all profits are returned to you in the form of better rates and fewer fees. Opening an account with us is both easy and rewarding.
Three Easy Steps to Join
If You Are Already a Member
Current members can simply log into online banking, click (+) add account and then choose the account to open.
Do You Qualify for Membership?
Most healthcare professionals and college/university staff and students in Minnesota qualify for membership in AHCU, as do their family members.
Please check out our table below for more information and let us know if you have any questions. We would love to welcome you as a new member when you open your first account!
Account Options
Select Employer Groups (SEGs)
- Allina Health
- Children’s Hospitals and Clinics of Minnesota
- Medica
- Blue Cross Blue Shield
- HealthEast
- Associated Healthcare Credit Union
* Eligible family members include spouses and blood or adopted relatives of SEG employees, and members of their immediate families and households.
Colleges & Universities in Select Counties
Students, employees, faculty, staff, and alumni - and their families - who attended a college or university in the following counties:
- Aitkin
- Anoka
- Benton
- Blue Earth
- Brown
- Carver
- Chisago
- Dakota
- Dodge
- Goodhue
- Hennepin
- Isanti
- Kanabec
- Kandiyohi
- Le Sueur
- McLeod
- Meeker
- Mille Lacs
- Morrison
- Nicollet
- Pine
- Ramsey
- Renville
- Rice
- Scott
- Sherburne
- Sibley
- Stearns
- Steele
- Todd
- Waseca
- Washington
- Wright
Healthcare Workers in Select Counties
Healthcare employees, professionals, and their families, independent contractors, students whose field of study is within the medical field and/or healthcare industry, or self employed persons who work regularly in the healthcare industry in the following counties:
- Aitkin
- Anoka
- Benton
- Blue Earth
- Brown
- Carver
- Chisago
- Dakota
- Dodge
- Goodhue
- Hennepin
- Isanti
- Kanabec
- Kandiyohi
- Le Sueur
- McLeod
- Meeker
- Mille Lacs
- Morrison
- Nicollet
- Pine
- Ramsey
- Renville
- Rice
- Scott
- Sherburne
- Sibley
- Stearns
- Steele
- Todd
- Waseca
- Washington
- Wright
Medical Service Organizations
AHCU's charter covers employees of healthcare and medical industries in the counties specified above. Covered organizations provide the following services or products:
- Assisted living facilities that provide healthcare services
- Birthing centers
- Blood, organ and tissue banks
- Emergency medical care
- Healthcare administrative services
- Health clinics
- Health maintenance organizations (HMO)
- Home health care
- Hospices
- Hospitals
- Insurers
- Medical and diagnostic labs
- Medical equipment and devices
- Medical technology
- Medical transportation services
- Mental health care
- Nursing homes
- Nursing services
- Nutrition services
- Offices of chiropractors, dentists, licensed therapists, optometrists, physicians, podiatrists, psychologists
- Pain centers
- Paramedic services
- Pharmacy services
- Rehabilitation centers providing medical treatment or licensed psychological or physical therapy
- Complementary Therapy (Acupuncture, holistic medicine, alternative healing therapies)
Lifetime Commitment
Once you open an account at AHCU, you and your family are eligible to remain at the Credit Union for the rest of your life.
Eligible family members include spouses and blood or adopted relatives, as well as members of their immediate families and households.
Questions?
We're here to help! If you have any questions while filling out your application, don't hesitate to reach out. Give us a call, or visit your nearest branch for personalized assistance.
Switching to Better Banking Has Never Been Easier for You
Switching to better banking with AHCU is simple and hassle-free. Just open your new account, transfer your direct deposits and automatic withdrawals, and close your old account. Enjoy better service, lower fees, and personalized financial solutions—start your switch today!
