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Online Banking

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Open an Account

Apply online to open a savings account.

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eStatements

Opt in and get $10!

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FAQS & Videos +

Resources for your $$$ questions.

Share/Holiday Savings
Youth & Teen Savings
Money Markets
Certificates of Deposit
IRAs
Retirement Planning
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Balance Transfers

Lower your rate on credit card debt.

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VISA® Installments

Get help repaying big purchases.

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Earlier Pay Day

Faster direct deposits to your account.

Checking Account
VISA® Credit Card
Digital Wallet
Zelle®
ATM Locator
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Holiday Loans

Make your holidays brighter - here's how!

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Skip a Payment

Apply for a loan deferral.

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Loan Insurance

Protect your loan with Trustageâ„¢.

Auto Loans and More
Home Loans
Student Loans
Make a Loan Payment
Loan Protection
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Digital Wallet

Pay with your phone. No card required!

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FamilyMeans

Personal wellness counseling services.

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Digital Banking Resources

Free video how-to tutorials.

Digital Banking
Card Services
Retirement Planning
Trustageâ„¢ Insurance
Forms & Disclosures
Membership Perks
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Financial Pul$e

Track your spending and manage your money better.

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Card Services

Protect your cards with the AHCU Card Manager app.

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Member Perks

Free and discounted services only for AHCU members.

FamilyMeans Counseling
FAQs, Videos, & More
Calculators
Fraud Prevention
Financial Wellness Checkup
Employer Partnerships
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Attn: Employers

Offer AHCU membership as a fringe benefit for your staff.

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Member Referrals

Earn cash every time you refer a new member to AHCU.

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Membership Perks

Learn more about AHCU what we can do for you.

Who We Are
Hours & Locations
Lost/Stolen Card
Shared Branches
AHCU News
Careers

Earn up to $250 When You Open a New Checking Account*

If you're new to AHCU checking and you open an account, we will put an extra $150 in your account to thank you for checking with us.

Then, open a new Certificate of Deposit or Money Market account within 60 days to earn an additional $100.

Mention Promo Code:  WEB250 to receive your $150 and your additional $100 when you meet the Bonus Offer Terms and Conditions.

*250 Bonus Offer Terms and Conditions

  • Membership required. Minimum $10 deposit is required into a savings account at account opening and $25 minimum deposit is required to open any AHCU checking account.
  • $150 bonus valid to persons with no prior checking relationship with AHCU in the past 12 months.
  • Within 60 days of account opening, your new checking account must have at least $500 in Direct Deposits and 20 debit card purchases.
  • Within 60 days of account opening, you must enroll your new checking account in eStatements and online banking.
  • $150 new checking account bonus will be paid by the 10th day of the month after having successfully Direct Deposited at least $500.
  • $100 additional bonus is available if you open a new CD or Money Market account with a minimum of $5,000 new money.
  • Account holder responsible for any applicable taxes.  
  • Subject to termination at any time. Other conditions and restrictions may apply.
blog - making sense of your budget

Compare Our Accounts

  Most Popular  
Account Type

DIVIDEND CHECKING

Open an Account

CASH BACK CHECKING

Open an Account

EZ CHECKING

Open an Account

Monthly Rewards
  • 2.00% APY* on balances up to $15,000
  • 2.00% to 0.27% APY* on balances over $15,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met

*APY is Annual Percentage Yield

  • Tiered Cash Back
  • 0 - 19 Debit Card purchases - No Cash Back
  • 20 and more Debit Card purchases, earn 1% on the first $1,200 you spend during the month
  • Up to $144 cash back per year, $12 per month
None
Monthly Maintenance Fee None None Must have a debit card and enroll in electronic statements to avoid a $4.95 monthly fee.
Minimum Balance Fee None None None
Free Online & Mobile Banking Access? Yes Yes Yes.
Free Contactless Debit Card? Yes Yes Yes. Requires one purchase per year to avoid a $10.00 annual debit card fee.
Can Turn Off Debit Card from AHCU Card APP Yes Yes Yes.
Able to use Zelle® with Account Yes Yes Yes.
Early Direct Deposit Pay Day Yes Yes Yes.
Minimum Opening Deposit $25 $25 $25
Disclosure Dividend Checking Truth-in-Savings Disclosure Cash Back Checking Truth-in-Savings Disclosure N/A

Compare Our Accounts

DIVIDEND CHECKING

Open an Account

Monthly Rewards

  • 2.00% APY* on balances up to $15,000
  • 2.00% to 0.27% APY* on balances over $15,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met

*APY is Annual Percentage Yield

Monthly Maintenance Fee
NONE
Minimum Balance Fee
NONE
Free Online & Mobile Banking Access?
Yes
Free Contactless Debit Card?
Yes
Can Turn Off Debit Card from AHCU Card App
Yes
Able to use Zelle® with Account
Yes
Early Direct Deposit Pay Day
Yes
Minimum Opening Deposit
$25
Disclosure
Dividend Checking Truth-in-Savings Disclosure
Most Popular

CASH BACK CHECKING

Open an Account

Monthly Rewards

  • Tiered Cash Back
  • 0 - 19 Debit Card purchase - No Cash Back
  • 20 and more Debit Card purchases, earn 1% on the first $1,200 you spend during the mont
  • Up to $144 cash back per year, $12 per month
Monthly Maintenance Fee
NONE
Minimum Balance Fee
NONE
Free Online & Mobile Banking Access?
Yes
Free Contactless Debit Card?
Yes
Can Turn Off Debit Card from AHCU Card App
Yes
Able to use Zelle® with Account
Yes
Early Direct Deposit Pay Day
Yes
Minimum Opening Deposit
$25
Disclosure
Cash Back Checking Truth-in-Savings Disclosure

EZ CHECKING

Open an Account

Monthly Rewards
None
Monthly Maintenance Fee
Must have a debit card and enroll in electronic statements to avoid a $4.95 monthly fee.
Minimum Balance Fee
NONE
Free Online & Mobile Banking Access?
Yes
Free Contactless Debit Card?
Yes. Requires one purchase per year to avoid a $10.00 annual debit card fee.
Can Turn Off Debit Card from AHCU Card App
Yes
Able to use Zelle® with Account
Yes
Early Direct Deposit Pay Day
Yes
Minimum Opening Deposit
$25

We Take Care of You

Been a regular there now over 10 years. They will always meet you half way.

— C. Kuyon

Friendly people that know you have been with them a long time and treat you like family.

— DL Smith

Friendly environment. Great services and rates.

— B. Robeck