Scholar Loan
Finances are hard for students. We are proud to introduce our Scholar Loan, an unsecured signature loan, designed specifically for students. This will allow students to focus on their studies without the stress of financial worries. Let us help you achieve your academic goals with the support you deserve.
What is a Scholar Loan?
This is an exclusive unsecured personal loan for active students that can be used for any purpose such as school supplies, bills, taxes, debt consolidation, transportation, travel, everyday spending, big purchases and more!
- 5.00% APR (co-signer may be required)
- Maximum loan amount is $5,000
- Maximum financing is 60 months (5 years)
- Loan Funds will be deposited into an AHCU Checking Account.
- Low-cost Credit Life and Disability Protection available
- Supports students with little to no credit history
We’re here to support you at every stage of your journey—providing financial assistance as you pursue your education and build your future career.
If you are a current member, you can simply log into online banking, click (+) add account and choose Apply for a Loan.
Am I Eligible for a Scholar Signature Loan?
These loans are solely for borrowers currently enrolled in higher education.
- Any field of study
- Current Enrollment at community colleges, technical colleges, vocational colleges, and public and private universities
- Existing or New Checking account required
- Must enroll in automatic loan payment (can be an external account).
How Do I Prove I Am a Student?
Applicants must provide proof of student status using at least one of the following documents:
- Transcript
- Tuition bill/receipt
- Proof of class registration
- Letter from school verifying enrollment
- Acceptance letter
These documents must show a relevant time/date stamp.
How Do I Apply for a Scholar Loan?
Contact our dedicated loan team at (651) 383-4000 or toll-free at 1-877-241-8233 to get your loan application started.
Private Student Loans
Through our partner LendKey, we are able to offer competitive rates on private student loans.
Want to Refinance Your Student Loan?
Even if you’ve already secured student loan funding, you can refinance through AHCU and our partner LendKey to secure a better rate.
Compare and Discover the Right Card for You
Find the perfect AHCU VISA credit card to fit your needs.
VISA PREMIER
Premier Card Benefits
- Rates as low as 12.49% APR*
- No annual fee
- Limit $300 to $25,000
- EMV Chip Technology
- Contactless Technology
- Visa Zero Liability Program
- Travel Accident Insurance
- Travel Baggage Delay Insurance
- Roadside Dispatch
- ID Navigator Powered by Norton LifeLock
VISA SIGNATURE REWARDS
Signature Card Benefits
- Earn 20,000 points for $2,000 net purchases in the first 90 days of receiving your card
- Rates as low as 14.49% APR*
- No annual fee
- Limit $5,000 to $25,000
- Visa Signature Offers + Perks
- Priority Member Service Calls
- Travel and Emergency Assistance Services
- EMV Chip Technology
- Contactless Technology
- Visa Zero Liability Program
- Travel Accident Insurance
- Travel Baggage Delay Insurance
- Roadside Dispatch
- ID Navigator Powered by Norton LifeLock
Rewards Point Program Details
Make your card work for you. Get the VISA Signature Rewards card, and earn rewards points on your purchases to spend as you wish.
- Earn 20,000 points for $2,000 net purchases in the first 90 days of receiving your card
- Earn 1.5 points for every $1 spent
- Earn 2 points for every medical purchase*
- Choose your Reward type:
- Cash Back
- Travel
- Merchandise
- Gift Cards
- Charitable donations (choose between Allina Foundation and Children’s MN Foundation)
* Merchant must report to Visa with a medical Merchant Category Code.
* APR = Annual Percentage Rate.
