AHCU Blog
Welcome to the AHCU Blog, your go-to source for trusted financial tips and advice. We’re here to help you grow your money and achieve financial wellness so you can achieve your goals.
Which High-Yield Savings Option Is Right for You?
One of the most common financial mistakes isn't spending too much— it’s leaving savings in the wrong account. The key is matching your money to its purpose. Money Market AccountBest for: Emergency funds and money you may need to access. A Money Market Account...
Waypoint Corner: Retirement and Wealth Planning
Retirement and Wealth Planning In retirement, many people start thinking differently about their wealth. It’s no longer just about managing accounts and cash flow. It’s about family, meaning, and what you want to leave behind. When it comes to legacy planning, assets...
The Hidden Workforce Crisis: Financial Stress Among Healthcare Workers
When people talk about challenges facing healthcare workers, they often focus on staffing shortages, burnout, or long hours. But another issue is quietly affecting the healthcare workforce: financial stress. Recent surveys show that financial well-being is now one of...
A Mortgage Designed for Today’s Uncertain Market
As conversations around inflation and potential interest rate increases continue, many homebuyers are looking for ways to keep payments affordable while maintaining flexibility. That's one reason our new Adjustable-Rate Mortgage (ARM) program has quickly become one of...
Putting home ownership in reach for Minnesota healthcare workers
New ARM loan tackles home ownership for Minnesota healthcare workers.
Caroline Njau Joins AHCU’s Board of Directors; Candice Washington appointed Vice Chair
Exciting news for AHCU’s board of directors!
7 Smart Financial Review Steps for Healthcare Employees
Here are seven smart financial review steps for healthcare employees, including a downloadable checklist.
AHCU Launches Unique Mortgage Program Designed for Healthcare Professionals in the Twin Cities
AHCU now has mortgages designed specifically for healthcare workers.
How to Spot and Avoid a Romance Scam
Romance scams are very popular, and very profitable. If looking for love online, be cautious.
How Healthcare Workers Can Ease Financial Stress in Uncertain Times
If you’re a healthcare worker experiencing financial stress, you’re not alone. Start with small, healing steps.
New Year, New Financial Wellness Goals
Here are five tips for healthcare professionals for when you set your financial goals for the coming year.
Do Not Get Tricked by an Online Job Search Scam
Make sure your job search doesn’t turn into a costly scam. Read these tips for to identify a job search scam.
When Should You Start Investing
When to start investing – here are some strategies to successfully plant the seeds of wealth for a brighter financial future.
Do You Know How Your Payment Cards Work When You Travel?
Sometimes your credit card isn’t the best option when you travel. Plan ahead and avoid big transaction fees.
Protect Your Computer from Becoming Part of a Botnet
Is there a zombie in your house? Learn how to protect your computer from becoming part of a botnet, and what exactly this means.
Are You Considering an Early 401(K) Withdrawal?
If you are considering an early 401(K) withdrawal, take the time to educate yourself about how this will impact your financial health in the long term.
Getting Married? Time to Talk Financial Goals
Getting married is a team effort. It’s important to talk about finances well ahead of your wedding day.
How Credit Score Affects Your Home Buying Power
Your credit score affects your home buying power, since it tells lenders the odss you’ll make your loan payment
Paying Off Debt: Snowball vs. Avalanche
There are two common methods to help stay focused on paying off debt, the snowball and the avalanche.
Cyber Crooks and Retirement Accounts
Cyber crooks and retirement accounts are a scary combo, since people seldom check the balance in these accounts.
Avoiding “Regretful” Financial Decisions
Regretful financial decisions come with have long-term consequences. Here are some tips for avoiding them.
How Our Beliefs About Money Affect Our Goals
Your beliefs about money impact your financial goals, and can make you your own worst enemy.
Splurge Accounts Can Help with Impulse Spending
Impulse spending can destroy even the most carefully laid out budget. Here are some tips to work around it.
Holiday Spending: Avoiding Surprises
Agree on your holiday spending budget ahead of time to avoid ugly surprises later.
Money Saving Ideas
Day-to-day spending decisions can have a big impact on your financial health. Here are some money saving ideas and suggestions that add up over time.
Dealing with Inflation
There are some strategies you can take when dealing with inflation. Ask for a raise, cut back on some perks, and call us when you need help for the long term.
Making Sense of Your Budget
Making sense of your budget means knowing when to revisit your spending decisions. Review your financial lifestyle after every major life event to make sure your goals and your savings are in sync.
Nudging Yourself Toward Your Goals
If you need help nudging yourself toward your goals, set up an accountability system to maximize your chances for financial success.
Fundamentals of Investing
Here are some fundamentals of investing to help you invest your money wisely and secure your future financial independence.
Borrowing for Graduate School
Grad school can be a great way to advance your career, but borrowing for graduate school and establishing a repayment strategy should be part of the equation.
Managing Student Loan Debt
If you’re having trouble managing your student loan debt, there are options to help you reduce your monthly payment. With federal loans, you can change your repayment plan at any time.
Financial Procrastination Has a Cost
Financial procrastination has a cost. If you defer making necessary financial decisions such as cashing checks or paying bills on time – the costs tend to be substantial and long-lasting.
How to Raise a Saver
Instilling good savings habits in children is a critical first step in preparing them for later financial success. Follow this advice on how to raise a saver.
How to survive a personal financial crisis
How to survive a personal financial crisis. By following the steps outlined above, you improve your odds of emerging from this financial crucible unscathed – and, perhaps, even healthier and stronger.
