Checking & Savings Rates

Quoted rates and terms effective 5/01/2026 and subject to change. Contact us for more details to see how our rates are determined and find out how much your relationship with AHCU can save you!

Home Loans

Auto Loans

Boat Loans

Recreation Loans

Personal Loans

Credit Cards

Checking/Savings

Certificates

Money Markets

IRAs

If You Are Already a Member

You can log into online banking, click (+) add account and then open a new savings account or request any other service you need. It’s the fastest and easiest way!

Dividend Checking Rates
Balance	Rate	APY*
$0 - $5,000	4.89%	5.00%
$5,000+	0.10%	0.10%

The Minimum Required opening balance for all Dividend-Earning Checking Accounts is $100.

*APY = Annual Percentage Yield.
Must have a minimum of 12 debit card purchases using signature-based or PIN based post and settle. Enroll in and agree to receive e-Statements. Enroll in Online Banking. Minimum monthly direct deposit of $1,000.00. Purchases must be $5.00 or greater. Earnings fall to 0.01% if these qualifications not met.

If You Are Already a Member

You can log into online banking, click (+) add account and then open a new savings account or request any other service you need. It’s the fastest and easiest way!

More Checking Details

Open an Account

Savings Rates
Account	Rate	APY*
Share Savings	0.05%	0.05%
Club Account	0.05%	0.05%
Youth Accounts	0.05%	0.05%
Teen Accounts	0.05%	0.05%

The Minimum Balance required to open a Savings Account (excluding Club Accounts that do not have a minimum balance) is $10.

*APY = Annual Percentage Yield.

If You Are Already a Member

You can log into online banking, click (+) add account and then apply for a loan or any other service you need. It’s the fastest and easiest way to apply!

More Savings Details

Open an Account

Checking & Savings Rates

If You Are Already a Member

Dividend Checking Rates

If You Are Already a Member

Savings Rates

If You Are Already a Member