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Serving Healthcare Workers

Founded in 1953, Associated Healthcare Credit Union (AHCU) is your dedicated financial ally, serving Minnesota-based healthcare professionals and their families. Our mission is to be your partner in financial wellness, turning your financial dreams into reality.

A Financial Partner Built for Healthcare Employees & Their Families

You spend your days caring for others. We think you deserve a financial partner who cares for you.

Whether you’re a nurse finishing a double shift, an administrator keeping a clinic running, or a family member supporting someone in healthcare, we know that your life doesn’t fit a typical mold. Your finances shouldn’t have to, either.

Associated Healthcare Credit Union was founded in 1953 by Minnesota healthcare workers who wanted something better than what traditional banks offered. They wanted to make a positive difference in the financial lives of past, present, and future healthcare employees, professionals, and their families.

Why Join Associated Healthcare CU?

We understand what healthcare really means.

When we say we serve healthcare, we mean ALL of it. Students pursuing healthcare careers. Nurses, physicians, therapists, and pharmacists. Administrators, billing specialists, and customer service teams. Staff at senior living facilities, medical device companies, and health insurance providers.

Member-owned means member-focused.

Unlike traditional banks, we don’t answer to stockholders. We answer to YOU – our members. That translates to better rates, fewer fees, and a team that measures success by your financial wellbeing, not quarterly profits. We re-invest our earnings in our members.

Solutions tailored to your actual challenges.

According to TIAA, almost two in five healthcare workers say financial stress is their top worry outside of work. We take that seriously. Our financial products and services come with no hidden fees or cookie-cutter solutions. AHCU team members understand that you’re dealing with irregular schedules, high student loan debt, and the mental load of demanding work. We build solutions that work WITH your life, not against it.

Real relationships, not account numbers.

At AHCU, you’ll work with an experienced team who will take time to get to know you. They’ll remember your goals, follow up on your progress, and treat you like a valued member, not just an account. In a world full of long wait times and AI chatbots, we believe there’s still power in a real conversation with someone who genuinely wants to help.

Financial Wellness Checkups that go deeper.

Your annual physical keeps your health on track. Financial Wellness Checkups do the same for your finances. A qualified team member will sit down with you, either virtually or in person, to review your full financial picture, identify opportunities, and create a plan that fits your goals. No sales pitch. No pressure. Just honest guidance from someone who wants to see you thrive.

We’re here wherever you are.

Handle your finances on your phone between patients, online after a late shift, or schedule a video banking appointment. Healthcare professionals are busy. Convenience isn’t a perk, it’s essential. Being available wherever you are is our priority.

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Helping Healthcare Workers Find Financial Wellness

How Associated Healthcare Credit Union is giving back to a community that does so much for others.

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How AHCU is helping healthcare workers in a changing economic landscape

How Associated Healthcare Credit Union is helping healthcare workers navigate a changing economic landscape

As the nation’s economic outlook continues to shift, many borrowers are wondering where they can turn to for guidance.

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AHCU founded by healthcare professionals

Join the thousands of healthcare professionals & families who trust AHCU.

We Take Care of You

Jodi Jacobson
108 days ago
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Troy Kalkwarf
170 days ago
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I walked in and was helped right away and they were able to address the issue I was having with my account.
E. A. Naiman
178 days ago
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You will be treated well and happy to take care of all banking services here. Staff is always professional and helpful. I am a
Kenny dean
194 days ago
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⭐⭐⭐⭐⭐ Excellent Service and Outstanding Support I’ve had an excellent experience with Associated Healthcare Credit Union (AHCU). Their customer service has been top-notch, and the entire process of getting set up as a member was smooth and welcoming. A special thank-you to Leslee Miller, Financial Services Officer III, who helped me set up my member account, my wife's member account, and has been absolutely instrumental in helping me secure refinancing for my vehicle as well as a personal loan. Leslee is professional, responsive, patient, and incredibly knowledgeable—she takes the time to explain options clearly and makes the process feel stress-free. She's an amazing AHCU officer! If you are looking for a credit union that truly values its members and provides outstanding, personalized support, I highly recommend AHCU—especially if you have the opportunity to work with Leslee at the AHCU Woodbury, Saint Paul branch.
Dispatcher for Life
276 days ago
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Paul Wirth
317 days ago
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I always am greeted with a smile and big hello
janie myrom
317 days ago
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Highly recommend Always polite and helpful Awesome rate on auto loan Will definitely be using them again with next auto loan financing! Thank you for everything
Leslie Morgan
318 days ago
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Jamie Schmitt
318 days ago
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I’ve been an AHCU member since I started at Children’s, which I hit a 20 year career milestone this past Aug, so needless to say I’ve used AHCU for quite awhile. The Egan team is always so inviting and friendly. They’ve helped my husband and I secure multiple car loans throughout the years with the best interest rates, always! We have also started a savings account for our daughter since having her 10 years ago and although we don’t use AHCU as our main banking accounts, it’s always nice to know we have a bank that values its members and is always willing to help us with our financial goals. Also, my daughter loves they have the self service coin machine still so she can collect her money when she’s got a full piggy bank.
Beverly Jess
319 days ago
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Been a member for many many years and use The Unity hospital campus branch the most. Always great service always friendly and helpful people. You can use to stay in the same people and working with the same people so when there’s changes you become weary. But I can tell you that, even though sometimes a face has changed, but It’s always the same great service and helpful staff.
Bill Dahlquist
319 days ago
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Been a member since 1986 many loans, excellent service and advice.
Therese Kaun
319 days ago
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Always happy to help and love the person touch!
Alison M
319 days ago
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Great customer service! They approved me for a car loan and a personal loan! And I got a really good rate. I like that it's right by my work too!
Carol Guse
319 days ago
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Always checking with AHCU for current CD rates and have taken advantage of them. Staff is great!
katherine king
319 days ago
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Always helpful and kind
Gudrun Gates
319 days ago
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I love my credit union! I've been with them since 1980. Always friendly and efficient service!!!!
James Gutierrez
319 days ago
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The service is superb, the staff is excellent, and the atmosphere is awesome. They try to help you in any way possible.
Darren Moseley
319 days ago
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Johnny Munster
319 days ago
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Susan Benedict
319 days ago
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We nearly got scammed out of a significant sum of money. ACHU team members were incredibly quick to respond when we frantically reached out for help. Their rapid, knowledgeable response prevented any loss, & helped us to implement increased security for our accounts. Kudos to the ACHU team members!
Cindy Singewald
319 days ago
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I have been with AHCU for over 16 years now and have had great experiences with every interaction/encounter. I recommend them to everyone.
Annette Turner
319 days ago
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Always, prompt, helpful and friendly!
May Xiong
319 days ago
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I have been a member for years, and the service is always excellent!
Lisa Courneya
319 days ago
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In September, while in the process of selling my vehicle to a car dealership, I had to temporarily give the check back to the dealership while the lien release and title were being reviewed for a discrepancy. I contacted AHCU and within minutes they e-mailed me the document I needed in order to close the sale. I am truly grateful to be a member of AHCU.
Richelle Musch
319 days ago
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I have nothing but great experiences every time I walk in or call in for customer service. I love how friendly and helpful everyone is.
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