Personal Loans

Borrow money for whatever you need! AHCU’s personal loans are unsecured, which means there’s no collateral. You receive funds in one lump sum and pay the loan back in fixed monthly payments.

Personalized Lending Solutions Just for You

We offer a wide range of lending options specific to healthcare workers and their needs. As a member-owned financial institution, AHCU also offers lower rates and fewer fees. We’re here to support you on your financial journey, helping you save money along the way.

Basic Signature Loans

A personal signature loan can be used for any purpose such as a major purchase, debt consolidation, vacation, taxes, and more.

Maximum loan amount is generally $10,000
Maximum financing is 60 months; term is based on amount borrowed
Loan amount is based on credit score and key ratios (debt to income & unsecured debt to income)
Low-cost Credit Life and Disability Protection available

When applying online for this personal loan, select the option for Unsecured Credit.

Scholar Loans

These unsecured personal loans are intended to help active students. A scholar loan can be used for any purpose such as school supplies, bills, transportation, everyday spending and more.

Supports students with little to no credit history
Maximum loan amount is $5,000
Maximum financing is 60 months (5 years)
Loan funds must be deposited into an AHCU Checking Account
Low-cost Credit Life and Disability Protection available
Co-signer may be required

Learn more about Scholar Loans

Apply Now

If you are a current member, you can simply log into online banking, click (+) add account and choose Apply for a Loan.

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We Take Care of You

I am so thankful for having a credit union close to work and home! Whether it is a car loan…wedding loan….or other personal financial assistance, they’ve always been just wonderful to work with! I wouldn’t leave because I feel like I have a relationship with some great people!!!! Thank you, Associated Healthcare CU!

— C. Brown

I applied for an Auto Loan here after receiving my title, 6 months later, and couldn’t be happier. Simply refinancing saved me at least $7,200 in interest alone! Genuinely could not be happier and will continue to choose their services instead of others for all my future loan needs.

— A. Rautio

When it was necessary for me to apply for car/truck loans, it was a very fast, convenient process, and I did not have to wait to get answers regarding the loans. Both of my children felt very comfortable with the staff, and when they asked questions (especially when they were just starting to understand budgeting, etc), they did not hesitate to ask the credit union staff.

— Donna F.