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Personal Loan Rates

Quoted rates and terms effective 6/01/2026 and subject to change. 'As low as' APR rates vary based on collateral, credit worthiness, and term. Contact us for more details to see how our rates are determined and find out how much your relationship with AHCU can save you!

Home Loans
Auto Loans
Boat Loans
Recreation Loans
Personal Loans
Credit Cards
Checking/Savings
Certificates
Money Markets
IRAs

If You Are Already a Member

You can log into online banking, click (+) add account and then apply for a loan or any other service you need. It’s the fastest and easiest way to apply!

Signature / All Purpose Loans
Term APR* (as low as) Pmt per $1K
Up to 12 Months 7.50% $87.04
Up to 24 Months 10.50% $46.59
Up to 36 Months 11.25% $33.02
Up to 48 Months 11.75% $26.35
Up to 60 Months 12.45% $22.60

*APR = Annual Percentage Rate. The rates above reflect 0.50% rate decrease based on our Relationship-Based Discount Program. Contact us for more details to see how much you can save.

Other Loans
Term Limit APR* (as low as)
Share Secured Loans Up to 60 months 4.99%
CD Secured Loans Term may vary 4.00%+ Current CD Rate
Overdraft Line of Credit Loans Revolving Credit line for up to $5,000. 13.00%
Scholar Signature Loans Up to 60 months. Must provide proof of studentship. as low as 5.00%

*APR = Annual Percentage Rate.

Apply for a Loan

If You Are Already a Member

You can log into online banking, click (+) add account and then apply for a loan or any other service you need. It’s the fastest and easiest way to apply!