Mar 28, 2024 | Life Events, Management, Personal Banking
IF YOU RUN INTO A FINANCIAL BIND, IT CAN BE VERY TEMPTING TO THINK ABOUT RAIDING FUNDS FROM YOUR 401(K) OR SIMILAR RETIREMENT ACCOUNT TO MEET YOUR NEEDS. However, taking out money before you turn 59½ can be costly. First, since money in a traditional 401(k) has not...
Mar 11, 2024 | Personal Banking, Financial Goals, Life Events
CONGRATULATIONS, YOU’VE FOUND THE PERFECT PERSON AND YOU’RE GOING TO GET MARRIED. Since marriage is a partnership where planning needs to be a team effort, it’s important to talk about finances and to start looking ahead well before your wedding day. Your plans should...
Feb 16, 2024 | Financial Goals, Life Events, Personal Banking, Strategies
When buying a home, several factors affect whether or not you get a loan and what your interest rate will be. The most important factor that affects your interest rate is your credit score. Lenders see your credit score as an indicator of how likely it is that...
Aug 4, 2023 | Life Events, Personal Banking, Uncategorized
Whether you’re leaving an established career or moving directly from a four-year program, graduate school is typically a major financial commitment. Of course, earning an undergraduate degree generally is a major investment too, but there are important differences in...
Jul 28, 2023 | Life Events, Personal Banking, Strategies, Uncategorized
There are more repayment options than ever for repaying federal student loans. So no matter your income, you should be able to keep your education debt in good standing – IF you take the time to learn about your options and apply them to your personal situation. After...
Jun 23, 2023 | Life Events, Personal Banking, Strategies
Here’s the thing about saving: The earlier in life you begin, the better off you’ll be. When we learn the basics of saving at a young age, these behaviors become instilled in us. Like brushing our teeth, or exercising, saving can become second nature....