Mar 28, 2024 | Life Events, Management, Personal Banking
Are You Considering an Early 401(K) Withdrawal? IF YOU RUN INTO A FINANCIAL BIND, IT CAN BE VERY TEMPTING TO THINK ABOUT RAIDING FUNDS FROM YOUR 401(K) OR SIMILAR RETIREMENT ACCOUNT TO MEET YOUR NEEDS. However, taking out money before you turn 59½ can be costly....
Dec 22, 2023 | Management, Personal Banking, Strategies
The famous English poet Alexander Pope once said: “To err is human, to forgive, divine.” Pope was certainly right about errors. Mistakes are part of the human condition. If you aren’t making the occasional misstep or suffering from the odd lapse in...
Nov 22, 2023 | Financial Goals, Management, Personal Banking
Splurge Accounts Can Help with Impulse Spending You’ve carefully allocated funds for everything in your budget, and things are going beautifully – and then you spot it. That one item that makes you forget all about your other expenses and throw caution to the...
Nov 7, 2023 | Financial Goals, Management, Personal Banking
Holiday Spending: Avoiding Surprises The holidays are almost here, and no matter what you celebrate, you’ll be looking at some additional spending in the months ahead. Preparing in advance and coming up with a reasonable budget can help minimize the impact of the...
Oct 2, 2023 | Management, Personal Banking, Strategies
Dealing with Inflation Inflation is the rate at which the general price of goods and services increases over time. As the cost of the things you buy increases, it means you need to spend more to buy them – so your money doesn’t go as far as it did before. For decades,...
Sep 23, 2023 | Management, Personal Banking, Strategies
Making Sense of Your Budget Making Sense of Your Budget Is an On-Going Process, Not a Single Event Once you’ve tracked your expenses for one month – typically the minimum amount of time you need to track your expenses to get a clear idea of your actual spending...
