CD Rates

Quoted rates and terms effective 5/01/2026 and subject to change. Contact us for more details to see how our rates are determined and find out how much your relationship with AHCU can save you!

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IRAs

Certificates of Deposit
Term	Rate	APY*	Min $
6, 12, 18, 24, 36 & 48 Months	3.45%	3.50%	$1,000
60 Month	3.94%	4.00%	$1,000
7 Month CD Special (100% New Money)	4.14%	4.20%	$1,000

*APY = Annual Percentage Yield.
- A 90-day penalty of dividends applies to the 6 and 12 month certificates for early withdrawal. A 180-day penalty of dividends applies to the 14, 18, 22, 24, 36, 48 and 60 month certificates for early withdrawal.
- Terms listed are based on the required minimum deposit with all dividends paid quarterly to the certificate. The APY may vary if dividends are paid to any other account.

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CD Rates

Certificates of Deposit

If You Are Already a Member