Auto Loan Rates

Quoted rates and terms effective 6/01/2026 and subject to change. 'As low as' APR rates vary based on collateral, credit worthiness, and term. Contact us for more details to see how our rates are determined and find out how much your relationship with AHCU can save you!

Home Loans

Auto Loans

Boat Loans

Recreation Loans

Personal Loans

Credit Cards

Checking/Savings

Certificates

Money Markets

IRAs

If You Are Already a Member

You can log into online banking, click (+) add account and then apply for a loan or any other service you need. It’s the fastest and easiest way to apply!

Auto Loan Rates
New Auto (2025 & Newer)	APR* (as low as)	Pmt per $1K
Up to 36 Months	3.99%	$29.58
Up to 48 Months	4.24%	$22.73
Up to 84 Months	4.49%	$13.93

Used Auto (2024-2018)	APR* (as low as)	Pmt per $1K
Up to 36 Months	3.99%	$29.58
Up to 48 Months	4.24%	$22.73
Up to 60 Months	4.49%	$18.68
Up to 72 Months	4.49%	$15.91
Up to 84 Months	4.49%	$13.93

Older Used Auto (2017-)	APR* (as low as)	Pmt per $1K
Up to 36 Months	5.99%	$30.50
Up to 48 Months	6.24%	$23.66
Up to 60 Months	6.49%	$19.62

*APR = Annual Percentage Rate. The rates above reflect 0.50% rate decrease based on our Relationship-Based Discount Program. Contact us for more details to see how much you can save.

Apply for an Auto Loan

If You Are Already a Member

You can log into online banking, click (+) add account and then apply for a loan or any other service you need. It’s the fastest and easiest way to apply!