Scholar Loan

Finances are hard for students. We are proud to introduce our Scholar Loan, an unsecured signature loan, designed specifically for students. This will allow students to focus on their studies without the stress of financial worries. Let us help you achieve your academic goals with the support you deserve.

What is a Scholar Loan?

This is an exclusive unsecured personal loan for active students that can be used for any purpose such as school supplies, bills, taxes, debt consolidation, transportation, travel, everyday spending, big purchases and more!

5.00% APR (co-signer may be required)
Maximum loan amount is $5,000
Maximum financing is 60 months (5 years)
Loan Funds will be deposited into an AHCU Checking Account.
Low-cost Credit Life and Disability Protection available
Supports students with little to no credit history

We're here to support you at every stage of your journey—providing financial assistance as you pursue your education and build your future career.

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If you are a current member, you can simply log into online banking, click (+) add account and choose Apply for a Loan.

Am I Eligible for a Scholar Signature Loan?

These loans are solely for borrowers currently enrolled in higher education.

Any field of study
Current Enrollment at community colleges, technical colleges, vocational colleges, and public and private universities
Existing or New Checking account required
Must enroll in automatic loan payment (can be an external account).

How Do I Prove I Am a Student?

Applicants must provide proof of student status using at least one of the following documents:

Transcript
Tuition bill/receipt
Proof of class registration
Letter from school verifying enrollment
Acceptance letter

These documents must show a relevant time/date stamp.

How Do I Apply for a Scholar Loan?

Contact our dedicated loan team at (651) 383-4000 or toll-free at 1-877-241-8233 to get your loan application started.

Private Student Loans

Through our partner LendKey, we are able to offer competitive rates on private student loans.

Apply for a Student Loan

Want to Refinance Your Student Loan?

Even if you've already secured student loan funding, you can refinance through AHCU and our partner LendKey to secure a better rate.

Refinance Your Student Loan

Special VISA Credit Card Introduction Rate 2.99% APR^*

Compare and Discover the Right Card for You

Find the perfect AHCU VISA credit card to fit your needs.

VISA PREMIER

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Premier Card Benefits

Introductory Offer: 2.99% APR* for the first 6 months on all purchases and balance transfers completed within the first 60 days.
Rates as low as 13.24% APR*
No annual fee
Limit $300 to $25,000
EMV Chip Technology
Contactless Technology
Visa Zero Liability Program
Travel Accident Insurance
Travel Baggage Delay Insurance
Roadside Dispatch
ID Navigator Powered by Norton LifeLock

Download VISA Premier Terms & Conditions

VISA SIGNATURE REWARDS

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Signature Card Benefits

Introductory Offer: 2.99% APR* for the first 6 months on all purchases and balance transfers completed within the first 60 days.
Earn 20,000 points for $2,000 net purchases in the first 90 days of receiving your card
Rates as low as 15.24% APR*
No annual fee
Limit $5,000 to $25,000
Visa Signature Offers + Perks
Priority Member Service Calls
Travel and Emergency Assistance Services
EMV Chip Technology
Contactless Technology
Visa Zero Liability Program
Travel Accident Insurance
Travel Baggage Delay Insurance
Roadside Dispatch
ID Navigator Powered by Norton LifeLock

Rewards Point Program Details

Make your card work for you. Get the VISA Signature Rewards card, and earn rewards points on your purchases to spend as you wish.

Earn 20,000 points for $2,000 net purchases in the first 90 days of receiving your card
Earn 1.5 points for every $1 spent
Earn 2 points for every medical purchase*
Choose your Reward type:
- Cash Back
- Travel
- Merchandise
- Gift Cards
- Charitable donations (choose between Allina Foundation and Children's MN Foundation)

CU Rewards Point Redemption

* Merchant must report to Visa with a medical Merchant Category Code.

Download VISA Signature Rewards Terms & Conditions

* APR = Annual Percentage Rate. 2.99% APR does not apply to balance transfers or cash advances.