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Open an Account

Apply online to open a savings account.

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Resources for your $$$ questions.

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Member Perks

Free and discounted services only for AHCU members.

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Attn: Employers

Offer AHCU membership as a fringe benefit for your staff.

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Earn cash every time you refer a new member to AHCU.

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Membership Perks

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Serving Healthcare Workers
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Serving Healthcare Workers

Founded in 1953, Associated Healthcare Credit Union (AHCU) is your dedicated financial ally, serving Minnesota-based healthcare professionals and their families. Our mission is to be your partner in financial wellness, turning your financial dreams into reality.

A Financial Partner Built for Healthcare Employees & Their Families

You spend your days caring for others. We think you deserve a financial partner who cares for you.

Whether you’re a nurse finishing a double shift, an administrator keeping a clinic running, or a family member supporting someone in healthcare, we know that your life doesn’t fit a typical mold. Your finances shouldn’t have to, either.

Associated Healthcare Credit Union was founded in 1953 by Minnesota healthcare workers who wanted something better than what traditional banks offered. They wanted to make a positive difference in the financial lives of past, present, and future healthcare employees, professionals, and their families.

Why Join Associated Healthcare CU?

We understand what healthcare really means.

When we say we serve healthcare, we mean ALL of it. Students pursuing healthcare careers. Nurses, physicians, therapists, and pharmacists. Administrators, billing specialists, and customer service teams. Staff at senior living facilities, medical device companies, and health insurance providers.

Member-owned means member-focused.

Unlike traditional banks, we don’t answer to stockholders. We answer to YOU – our members. That translates to better rates, fewer fees, and a team that measures success by your financial wellbeing, not quarterly profits. We re-invest our earnings in our members.

Solutions tailored to your actual challenges.

According to TIAA, almost two in five healthcare workers say financial stress is their top worry outside of work. We take that seriously. Our financial products and services come with no hidden fees or cookie-cutter solutions. AHCU team members understand that you’re dealing with irregular schedules, high student loan debt, and the mental load of demanding work. We build solutions that work WITH your life, not against it.

Real relationships, not account numbers.

At AHCU, you’ll work with an experienced team who will take time to get to know you. They’ll remember your goals, follow up on your progress, and treat you like a valued member, not just an account. In a world full of long wait times and AI chatbots, we believe there’s still power in a real conversation with someone who genuinely wants to help.

Financial Wellness Checkups that go deeper.

Your annual physical keeps your health on track. Financial Wellness Checkups do the same for your finances. A qualified team member will sit down with you, either virtually or in person, to review your full financial picture, identify opportunities, and create a plan that fits your goals. No sales pitch. No pressure. Just honest guidance from someone who wants to see you thrive.

We’re here wherever you are you are.

Handle your finances on your phone between patients, online after a late shift, or schedule a video banking appointment. Healthcare professionals are busy. Convenience isn’t a perk, it’s essential. Being available wherever you are is our priority.

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Helping Healthcare Workers Find Financial Wellness

How Associated Healthcare Credit Union is giving back to a community that does so much for others.

Read the story

How AHCU is helping healthcare workers in a changing economic landscape

How Associated Healthcare Credit Union is helping healthcare workers navigate a changing economic landscape

As the nation’s economic outlook continues to shift, many borrowers are wondering where they can turn to for guidance.

Read the story

AHCU founded by healthcare professionals

Join the thousands of healthcare professionals & families who trust AHCU.

We Take Care of You

I’m so impressed with the staff! Each & every time I call, they take the time needed to make sure I understand their answers to my questions. They often suggest ways to make it quicker & easier to bank with them. Always so friendly

— Lori S.

I’ve been with AHCU since I started working at the hospital where I am located. That is nearly 20 years! This credit union is so helpful and kind to their customers. I’ve always been attended to when I needed it. I will keep my business here for many more years to come.

— M. Melendez

Very friendly welcoming place. Staff is professional and efficient, know their customers by name. I love the service and proud to have it as my bank. I recommend AHCU to everybody.

— Lenna

Had amazing experience both opening a joint account, refinancing our house and now my second car loan through Ahcu! Lucky to have them in our community!

— Cori H.