2026 Scholarship Winners
The 2026 Work of Heart Healthcare Scholarship consisted of two scholarships awarded to AHCU members attending an accredited college, university or trade school. The area of study does not need to be healthcare.
CONGRATULATIONS TO OUR 2026 AWARD WINNERS!
Thank you to everyone who applied for the 2026 Work of Heart Scholarship. We appreciate the time and effort you put into your application and enjoyed learning about the ways you are making a difference in your schools and communities.
Congratulations to the recipients of the 2026 Work of Heart Scholarship! We are proud to recognize this year’s winners and the impact they are making.
Essay Category Winner, Jaime Hernandez
City: South St. Paul, MN
School: Hamline University
Year in School: Graduate Student
Major: Master in the Study of Law
Award: $1,000 Scholarship
Essay Topic: Values That Guide You
Healthcare is built on compassion, responsibility, and service. Describe a value that guides your decisions and how it will shape your education and future career.
Read Jaime's Essay
“Advocacy is the value that guides my decisions because I believe access, opportunity, and justice mean little unless we are willing to fight to ensure everyone can truly reach them.
I see this reality every day in my work as an Inpatient Financial Counselor at a Level 1 Trauma Center in Minneapolis, where I support admitted patients during some of the most vulnerable moments of their lives. Many are navigating severe medical emergencies while also terrified of what their care will cost. Others are physically unable to advocate for themselves due to critical illness, unconsciousness, intubation, or end-of-life circumstances. In many cases, I meet families at the bedside while they are processing life-changing news and simultaneously trying to understand how they will afford the care their loved one needs in order to recover.
In these moments, my role extends far beyond intakes and processing applications. I advocate for patients and families navigating systems they do not understand in environments where fear and crisis make self-advocacy nearly impossible. Many of the patients I serve arrive uninsured, not because they failed the system, but because the system failed them long before they entered the hospital, leaving them without support, without trust in public institutions, and without a clear path forward. Over the last year, I have helped secure nearly $30 million in approved care for hundreds of patients, working to ensure these failures do not continue to determine who receives treatment. This advocacy helps patients access not only emergency care, but also follow-up treatment, medications, specialty appointments, rehabilitation, and additional procedures that many of them otherwise could not afford.
My commitment to advocacy extends beyond healthcare. Through my work with Good Trouble, a youth-led nonprofit, I help equip young people with the tools to advocate for themselves and their communities through organizing, storytelling, and civic engagement. In this role, I work to ensure young people are not merely heard, but are also equipped to influence the systems shaping their lives. While my work in healthcare often requires advocating on behalf of others, this work focuses on empowering young people to become advocates themselves.
Together, these experiences have shaped how I understand service: not as passive assistance, but as active advocacy. Service means stepping in when systems fail, helping others navigate barriers they should not have to face alone, and refusing to accept inequity as inevitable.
This realization drives my pursuit of legal education. Support from this scholarship will help me build the expertise needed to become an attorney focused on advancing policies that expand equitable healthcare access and improve the systems people rely on in moments of crisis.
Advocacy will continue to guide every step of my education and future career. Whether I am helping a patient navigate a medical crisis, empowering young people to raise their voices, or shaping the legal and policy frameworks that govern our institutions, my goal will remain the same: helping build systems worthy of the people they are meant to serve.
Advocacy will continue to guide every step of my education and future career. Whether I am helping a patient navigate a medical crisis, empowering young people to raise their voices, or shaping the legal and policy frameworks that govern our institutions, my goal will remain the same: helping build systems worthy of the people they are meant to serve.
Jaime Hernandez, Work of Heart Scholarship Winner
Video Category Winner, Abigail Nelson
City: Lakeville, MN
School: University of Minnesota – Twin Cities
Year in School: Freshman
Major: Sociology of Law, Criminology, and Justice
Award: $1,000 Scholarship
Video Topic: Your Future in 60 Seconds
Create a short video (60 seconds) showing what your future
looks like and the impact you hope to make in your chosen field.
Abigail Nelson, Work of Heart Scholarship Winner
We’re Here to Help Ease the Financial Strain on Students
What is a Scholar Loan?
This is an exclusive unsecured personal loan for active students that can be used for any purpose such as school supplies, bills, taxes, debt consolidation, transportation, travel, everyday spending, big purchases and more!
- 5.00% APR (co-signer may be required)
- Maximum loan amount is $5,000
- Maximum financing is 60 months (5 years)
- Loan Funds will be deposited into an AHCU Checking Account.
- Low-cost Credit Life and Disability Protection available
- Supports students with little to no credit history
We’re here to support you at every stage of your journey—providing financial assistance as you pursue your education and build your future career.
If you are a current member, you can simply log into online banking, click (+) add account and choose Apply for a Loan.
Am I Eligible for a Scholar Signature Loan?
These loans are solely for borrowers currently enrolled in higher education.
- Any field of study
- Current Enrollment at community colleges, technical colleges, vocational colleges, and public and private universities
- Existing or New Checking account required
- Must enroll in automatic loan payment (can be an external account).
How Do I Prove I Am a Student?
Applicants must provide proof of student status using at least one of the following documents:
- Transcript
- Tuition bill/receipt
- Proof of class registration
- Letter from school verifying enrollment
- Acceptance letter
These documents must show a relevant time/date stamp.
How Do I Apply for a Scholar Loan?
Contact our dedicated loan team at (651) 383-4000 or toll-free at 1-877-241-8233 to get your loan application started.
Private Student Loans
Through our partner LendKey, we are able to offer competitive rates on private student loans.
Want to Refinance Your Student Loan?
Even if you’ve already secured student loan funding, you can refinance through AHCU and our partner LendKey to secure a better rate.



