Personalized Lending Solutions Just for You

We offer a wide range of lending options specific to healthcare workers and their needs. As a member-owned financial institution, AHCU also offers lower rates and fewer fees. We’re here to support you on your financial journey, helping you save money along the way.

Basic Signature Loans

A personal signature loan can be used for any purpose such as a major purchase, debt consolidation, vacation, taxes, and more.

• Maximum loan amount is generally $10,000
• Maximum financing is 60 months; term is based on amount borrowed
• Loan amount is based on credit score and key ratios (debt to income & unsecured debt to income)
• Low-cost Credit Life and Disability Protection available

When applying online for this personal loan, select the option for Unsecured Credit.

Scholar Loans

These unsecured personal loans are intended to help active students. A scholar loan can be used for any purpose such as school supplies, bills, transportation, everyday spending and more.

• Supports students with little to no credit history
• Maximum loan amount is $5,000
• Maximum financing is 60 months (5 years)
• Loan funds must be deposited into an AHCU Checking Account
• Low-cost Credit Life and Disability Protection available
• Co-signer may be required