Cash Back Checking
This is our most popular checking account. Avoid fees and earn more cash with a Cash Back Checking account. And when you set up direct deposit, you can receive your funds up to two days early!
Get Cash Back on Everyday Spending
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This is checking that pays you back. Every coffee run, grocery trip, and tank of gas earns you 0.50% cash back, up to $10 per month. No annual fees. No complicated terms. Just free checking that rewards you for living your life.
Earn Cash Back While You Spend
Every time you use your AHCU debit card, you’re earning money back. It adds up faster than you’d think.
*To qualify for your full monthly rewards:
- Make at least 12 debit card purchases (minimum $5 each)
- Receive at least $1,000 in direct deposits
- Use eStatements and online banking
Meet these requirements and you’ll earn up to $10 in monthly cash-back rewards.
*If you are a current member, you can simply log into online banking, click (+) add account and then choose the type of checking account you want. No forms or surveys required!
Access Your Account Anytime Anywhere
Manage your account from your phone, your laptop, or wherever works for you.
Send Money Instantly With Zelle®
Split a dinner bill or send rent to a roommate. Free and built right into your account.
Pay with a Tap
Apple Pay, Google Pay, Samsung Pay – use whichever you prefer. Faster checkout, same cash-back rewards.
Video Banking When You Need It
Need to discuss your account? Video banking connects you with our team from wherever you are. Personal service, delivered digitally.
Early Direct Deposit
Get your paycheck up to two days early.
Switching Has Never Been Easier!
Switching to better banking with AHCU is simple and hassle-free. Just open your new account, transfer your direct deposits and automatic withdrawals, and close your old account. Enjoy better service, lower fees, and personalized financial solutions—start your switch today!
EARLIER DIRECT DEPOSIT
Access your money up to two (2) days earlier when you Direct Deposit into your AHCU checking or savings account.
Earlier Direct Deposit is a free service that AHCU provides to its members; giving members access to their pay up to two days early. There’s no enrolling or activating. All you need to do is set up a direct deposit to your AHCU Checking or Savings account. If we receive your direct deposit information from your employer early, we will deposit your pay into your account—up to two days early.
When setting up your Direct Deposit through your payroll processor, you’ll need:
- AHCU’s Bank Transit Routing Number: 296076385
- Your AHCU Account number
- Which account you would like it deposited into (Savings or Checking)
Reorder Checks
Order checks fast with just a few clicks through our trusted vendor, Checks for Less.
You can even customize your checks or add a checkbook cover to express yourself. All you need is your checking account number and the next check start number.




