Loan Applications
The fastest way for a member to apply for a loan is thru Online Banking. Simply log in, click (+) add account, and choose the loan option you need. Your personal information is already on file so there are fewer form fields to complete.
Auto & Recreational Loans
We understand that your financial needs are unique, and we're here to support you in achieving your goals. Whether you're in the market for a new or used auto loan, a boat loan, or refinancing, our lending services are tailored to fit your lifestyle.
Home Equity Loans
A Home Equity loan is very versatile. You can use the funds from a Home Equity loan to pay for: Home Improvement, Tuition, Debt Consolidation, Vacation or Travel, Wedding Costs, and more.
The choice is yours!
Mortgage Loans
Start your home-buying journey with AHCU. Our experts offer personalized service and help you find the best mortgage for single-family, multi-family, condos, and townhouses.
Signature Loans
Our Signature loan is an personal loan that can be used for any purpose, such as vacation, taxes, personal computers, tuition assistance and more.
Private Student Loans
Through our partner LendKey, we are able to offer competitive rates on private student loans.
Want to Refinance Your Student Loan?
Even if you've already secured student loan funding, you can refinance through AHCU and our partner LendKey to secure a better rate.
Special VISA Credit Card Introduction Rate 2.99% APR*
Compare and Discover the Right Card for You
Find the perfect AHCU VISA credit card to fit your needs.
VISA PREMIER
Premier Card Benefits
- Introductory Offer: 2.99% APR* for the first 6 months on all purchases and balance transfers completed within the first 60 days.
- Rates as low as 13.24% APR*
- No annual fee
- Limit $300 to $25,000
- EMV Chip Technology
- Contactless Technology
- Visa Zero Liability Program
- Travel Accident Insurance
- Travel Baggage Delay Insurance
- Roadside Dispatch
- ID Navigator Powered by Norton LifeLock
VISA SIGNATURE REWARDS
Signature Card Benefits
- Introductory Offer: 2.99% APR* for the first 6 months on all purchases and balance transfers completed within the first 60 days.
- Earn 20,000 points for $2,000 net purchases in the first 90 days of receiving your card
- Rates as low as 15.24% APR*
- No annual fee
- Limit $5,000 to $25,000
- Visa Signature Offers + Perks
- Priority Member Service Calls
- Travel and Emergency Assistance Services
- EMV Chip Technology
- Contactless Technology
- Visa Zero Liability Program
- Travel Accident Insurance
- Travel Baggage Delay Insurance
- Roadside Dispatch
- ID Navigator Powered by Norton LifeLock
Rewards Point Program Details
- Earn 20,000 points for $2,000 net purchases in the first 90 days of receiving your card
- Earn 1.5 points for every $1 spent
- Earn 2 points for every medical purchase*
- Choose your Reward type:
- Cash Back
- Travel
- Merchandise
- Gift Cards
- Charitable donations (choose between Allina Foundation and Children's MN Foundation)
* Merchant must report to Visa with a medical Merchant Category Code.
* APR = Annual Percentage Rate. 2.99% APR does not apply to balance transfers or cash advances.
Other Products and Services
Current Promotions
Checking With Cashback Rewards, Dividends and More
We have checking accounts that fit your lifestyle, offer cashback or dividends, and you can even earn up to $250* when opening a new Checking account at AHCU.
Refinance Your Auto Loan with Competitive Rates & Cashback
Refinancing your auto or recreational loan with AHCU is a smart way to save money and get rewarded! Not only will you potentially lower your interest rate, but you can also earn cashback based on your loan amount.
