EZ Checking Accounts
If you want a basic, no-frills checking account then EZ Checking is the way to go. Just sign up for online banking & eStatements and use your debit card each month to avoid all fees. That’s it. Oh, and when you set up direct deposit, you can receive your funds up to two days early!
Banking Made Simple for Healthcare Professionals
Starting your career involves long nights, early mornings, way too much coffee. Your checking account should NOT be complicated. That’s why we made EZ Checking.
- Free* when you use Debit Card + Online Banking + eStatements
- $4.95/month if you don’t (but why would you?)
It’s simple. It’s got your back. Because if you’re out here taking care of people, you deserve a credit union that takes care of you.
All AHCU Checking Accounts Include...
Open any checking account at AHCU and you’ll receive:
- EARLIER Direct Deposit – Get your direct deposit up to TWO Days Earlier
- No minimum balance requirement
- No monthly service fee*
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® debit card that can be managed with free AHCU Card Manager App**
- Free use of Zelle®
- Free 24/7 telephone banking
- Unlimited check writing
- One Non-Sufficient Funds (NSF) fee waived each calendar year (must contact us to request)
* Exceptions: After 12 months of no Debit card activity; you will receive a $1 per month fee thereafter for each month with no Debit card activity. A fee will not be charged to members under the age of 18. Also note that EZ Checking account holders must use the Debit Card, Online Banking, and eStatements services or else they will be charged a $4.95 monthly service fee.
** EZ Checking account holders must purchase at least one item per year using this card to avoid a $10.00 annual debit card fee.
If you are a current member, you can simply log into online banking, click (+) add account and then choose the type of checking account you want. No forms or surveys required!
Switching Has Never Been Easier!
Switching to better banking with AHCU is simple and hassle-free. Just open your new account, transfer your direct deposits and automatic withdrawals, and close your old account. Enjoy better service, lower fees, and personalized financial solutions—start your switch today!
EARLIER DIRECT DEPOSIT
Access your money up to two (2) days earlier when you Direct Deposit into your AHCU checking or savings account.
Earlier Direct Deposit is a free service that AHCU provides to its members; giving members access to their pay up to two days early. There’s no enrolling or activating. All you need to do is set up a direct deposit to your AHCU Checking or Savings account. If we receive your direct deposit information from your employer early, we will deposit your pay into your account—up to two days early.
When setting up your Direct Deposit through your payroll processor, you’ll need:
- AHCU’s Bank Transit Routing Number: 296076385
- Your AHCU Account number
- Which account you would like it deposited into (Savings or Checking)
Reorder Checks
Order checks fast with just a few clicks through our trusted vendor, Checks for Less.
You can even customize your checks or add a checkbook cover to express yourself. All you need is your checking account number and the next check start number.




