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Extra Holiday Cheer with Rewards

Four easy ways to earn extra cheer in your wallet

Make AHCU your financial home and enjoy more ways to earn extra rewards. From direct deposit to everyday purchases, your banking could put more money in your pocket.

1. Set up a new payroll direct deposit and earn up to $400

Direct deposit gives you faster access to funds providing convenience with enhanced security – and now extra cash.1

Payroll direct deposit amount can earn up to:
$1,000+ can earn up to $150
$2,500+ can earn up to $250
$5,000+ can earn up to $400

2. Use your AHCU cards for purchases and earn double cash back and triple rewards

Whether you’re grabbing groceries for hosting, filling up your gas tank to visit family or picking up essentials and making everyday purchases, you can earn extra this holiday season.2

  • Debit card: Triple cash back at 1.5% up to $30/month
  • Credit card: Double rewards

3. Set up automatic transfers and get $25

Schedule new monthly automatic transfers from another financial institution into your AHCU Share Savings or Money Market account and receive $25.3

4. Refer a new member and earn $50

Share the benefits of AHCU with family and colleagues and when they open a checking account or close on a loan using Promo Code HOLIDAY26, you can earn $50.4

See promotion details below.

Use Your AHCU Debit Card

Need extra funds for the holidays?

Make your holidays plans happen! An AHCU holiday loan can help you cover seasonal expenses, with rates as low as 5.99% – 6.99% APR**.5

**APR = Annual Percentage Rate

Promotion Details

1 Must be a new direct deposit relationship into a checking account to qualify.

2For Cashback Checking account and Visa Signature Rewards account only. Terms and conditions apply.

3Automatic transfers must be a new recurring monthly scheduled transfers greater than $25 from an external financial institution. Cash back will be awarded after 3 months of consecutive transfers.

4New members must be 18 years or older and meet membership qualifications. Referring member receives $50.00 credited to their membership savings when their referred member opens a new membership and a checking account with a debit card or takes out a loan with a balance of $10,000 or more. New member must enter Promo Code of “HOLIDAY26” at account opening. The $50 will generate a 1099 statement at year end.

5Holiday Loans: Rates and terms are subject to change and are based on credit worthiness and term. Maximum loan amount is $5,000. First payment is due within 30 days. Offer valid from 11/1/26-12/22/26.

Cash back offers are valid November 1 – December 31, 2026. Cash back will be distributed to your applicable AHCU Share Savings account the month after new action has been taken.  Cash bonuses will generate a 1099 statement at year end. Account holder is responsible for any applicable taxes. Subject to termination at any time. Other conditions and restrictions may apply.