Refinance Your Auto or Recreational Loan & Earn Cashback
Refinancing your auto or recreational loan with AHCU is a smart way to save money and get rewarded! Not only will you potentially lower your interest rate, but you can also earn cashback based on your loan amount.
Why Refinance with AHCU?
- 90 Days No Payment
- Cash Back Rewards
- Competitive Interest Rates
Cashback Reward Tiers
| Refinanced Loan Amount | Cash Back Reward |
| $10,000 – $29,000 | $100 |
| $30,000 – $49,000 | $150 |
| $50,000 – $69,000 | $200 |
| $70,000 + | $250 |
*Must be a minimum of $10,000 from another financial institution. Must apply and qualify for loan to receive cash back. Rates are subject to change and will be based upon collateral, credit worthiness, and term. Loan application for refinance must be submitted before midnight of 3/31/2025.
*Refinances with an approved rate match along with borrowers who have opted to take advantage of the relationship-based loan rate discounts will be ineligible to participate in the cashback loan promotion.
Types of Personal Loans
New & Used Auto Loans
AHCU offers competitive rates on both new and used vehicles, with up to 125% financing (including taxes and license) for qualified buyers. When you apply, the decision-making process is quick and local.
Even if you don’t have your new wheels picked out yet, we encourage you to apply for pre-approval. It’s free and gives you extra bargaining power at the dealership.
Already have a car loan? Refinance your current vehicle to potentially lower your rate. We have a wide range of terms customized to your unique situation.
RV Loans
- Motorhomes
- ATVs and small 4-wheelers
- Snowmobiles
- Campers
- And more!
Why get your loan through AHCU?
- Flexible repayment terms
- Up to 125% financing available on all purchases
- Free pre-approval for extra buying power when negotiating
- Prompt, local decision-making and processing
- Customized, friendly service from our experienced lending team
Already have a loan? Refinance your vehicle to potentially lower your rate. We have a wide range of terms customized to your unique situation.
Boat Loans
- Competitive rates for new or used boats
- Includes sailboats and motorboats
- Refinance to potentially lower your current rate
- Financing also available for a variety of RVs, including jet skis
- Flexible repayment terms
- Up to 125% financing (including taxes and license) available on all purchases
- Free pre-approval for extra buying power when negotiating
- Prompt, local decision-making and processing
- Customized, friendly service from our experienced lending team
And More!
Our Signature loan is an personal loan that can be used for any purpose, such as vacation, taxes, personal computers, tuition assistance and more.
- Maximum loan amount is generally $10,000
- Maximum financing is 60 months; term is based on amount borrowed
- Loan amount is based on credit score and key ratios (debt to income & unsecured debt to income)
- Low-cost Credit Life and Disability Protection available
When applying online for a personal loan, select the option for Unsecured Credit.
