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  1. NO PURCHASE NECESSARY.  No purchase or payment of any kind is necessary to enter or win this sweepstakes.   A purchase or payment will not increase or improve chances of winning.  All entries have an equal chance of winning.
  2. ELIGIBILITY.  The Spend and Win Sweepstakes (the “Sweepstakes”) is open to legal residents of the 50 United States and District Columbia (excluding Puerto Rico) who are 18 years of age or older as of March 15, 2021.  Void where prohibited.  Associated Healthcare Credit Union employees, officers, directors and supervisory committee members are not eligible.   Potential winner may be required to show proof of eligibility.
  3. HOW TO ENTER.  The Sweepstakes begins at 12:00 a.m. CST on March 15, 2021 and ends at 11:59 p.m. CST on April 30, 2021 (the “Promotion Period”).  Entries will be received only during the Promotion Period.  There are two ways to enter the Sweepstakes: (1) Automatic Entry- An Associated Healthcare Credit Union debit cardholder will automatically receive one entry per purchase made during the Promotion Period using your Associated Healthcare Credit Union-issued debit card; and (2) Enter by Mail Without Purchase or Payment- Hand print your name, street address, city , state, ZIP code, email address and daytime and evening telephone numbers (including area code) on a plain 3”x5” paper and mail it in a #10 envelope with sufficient postage affixed to: ASSOCIATED HEALTHCARE CREDIT UNION SPEND AND WIN SWEEPSTAKES, 6789 Upper Afton Road, Woodbury, MN 55125. Only one entry per envelope. No photocopied, computer generated facsimiles, mechanically reproduced or mass entries permitted.  Mail entries must be postmarked between March 15, 2021 and April 30, 2021 and received by Associated Healthcare Credit Union by May 7, 2021.  Entries become the property of Associated Healthcare Credit Union and will not be returned or acknowledged.   Incomplete entries or entries not complying with these Official Rules are subject to disqualification at Associated Healthcare Credit Union’s sole discretion.   Proof of mailing does not constitute proof of delivery. You may enter as often as you wish by mail.  There is no limit to the number of entries an eligible participant may make during the Promotional Period, regardless of entry method.
  4. PRIZE. There will be one (1) $250.00 grand prize winner (“Winner”) randomly selected from all Eligible Entries. Total retail value of prize is $250.00.  $250.00 will be awarded in the form of a check.  Winner will be contacted by May 14, 2021. No transfers or substitution of the Prize is permitted except at the sole discretion of Sponsor.  Winner will be solely responsible for all federal, state and/or local taxes, and for any other fees or costs associated with the prize received.  The value of any prize awarded to Winner may be reported for tax purposes as required by law.  Winner may be required to provide a completed IRS Form W-9. An IRS Form 1099 may be issued in the name of the Winner for the actual value of the prize received. 
  5. ODDS.  The odds of winning the Prize depend upon the total number of eligible entries received during the Promotion Period.
  6. PUBLICITY.  Except where prohibited by law, entry in the Sweepstakes constitutes winner’s consent to Sponsor’s use of winner’s name, hometown and photograph/likeness for advertising and promotional purposes in any manner of media (including, without limitation, online and in print) in perpetuity and without further payment, consideration, notice, review or consent.
  7. NO LIABILITY.  By entering, Winner agrees to comply with these Official Rules, as stated and agrees to release, discharge, indemnify, defend and hold harmless Associated Healthcare Credit Union and each of its respective officers, directors, employees, representatives and agents from and against any claims made by winners, entrants, or any other third parties, related in any way to the operation of the Sweepstakes as well as any other claims, damages or liability, injuries, damages or losses to any person (including death) or property of any kind resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any prize or participation in any Sweepstakes related activity or participation in the Sweepstakes.
  8. SPONSOR.  The Sponsor of the Sweepstakes is Associated Healthcare Credit Union and the address at which the Sponsor may be contacted is 6789 Upper Afton Road, Woodbury, MN 55125.