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Online Banking

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Open an Account

Apply online here.

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eStatements

Opt in and get $10!

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FAQS & Videos +

Resources for your $$$ questions.

Share/Holiday Savings

Youth & Teen Savings

Money Markets

Certificates of Deposit

IRAs

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Balance Transfers

Lower your rate on credit card debt.

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VISA® Installments

Get help repaying big purchases.

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Earlier Pay Day

Faster direct deposits to your account.

Checking Accounts

VISA® Credit Cards

Digital Wallet

Zelle®

ATM Locator

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Skip a Payment

Apply for a loan deferral.

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AutoLink RX

Find your next ride online!

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Loan Insurance

Protect your loan with Trustage™.

Auto Loans and More

Home Loans

Student Loans

Make a Loan Payment

Loan Protection

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Digital Wallet

Pay with your phone. No card required!

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FamilyMeans

Personal wellness counseling services.

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Digital Banking Resources

Free video how-to tutorials.

Digital Banking

Card Services

Waypoint Wealth Group

Trustage™ Insurance

Forms & Disclosures

Membership Perks

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Financial Pul$e

Track your spending and manage your money better.

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Card Services

Protect your cards with the AHCU Card Manager app.

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Member Perks

Free and discounted services only for AHCU members.

FamilyMeans Counseling

FAQs, Videos, & More

Calculators

Fraud Prevention

Financial Wellness Checkup

Employer Partnerships

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Attn: Employers

Offer AHCU membership as a fringe benefit for your staff.

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Member Referrals

Earn cash every time you refer a new member to AHCU.

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Membership Perks

Learn more about AHCU what we can do for you.

Who We Are

Hours & Locations

Lost/Stolen Card

Shared Branches

AHCU News

Careers

Limited Time Offer

AHCU is owned by members, not stockholders. All new account holders must open an account with a minimum $10 Share to establish part-ownership in the credit union. We then return all profits to member-owners in the form of better rates and fewer fees.

Limited Time Bonus Offer:
Earn $50 + $150

Open a Savings Account as a new member, deposit $10 and we will deposit an additional $50.

Open any Checking Account and when you have at least $500 direct deposited into it and 20 debit card purchases within the first 60 days, we will deposit $150.

Mention Promo Code:  Web2024 to receive your $50 and be eligible for the $150 when you meet the Bonus Terms and Conditions.

* $150 Bonus Terms and Conditions

  • $150 bonus valid to persons with no prior checking relationship with AHCU in the past 12 months.
  • Within 60 days of account opening, your new checking account must have at least $500 in Direct Deposits and 20 debit card purchases.
  • $150 new checking account bonus will be paid by the 10th day of the month after having successfully Direct Deposited at least $500.
  • Account holder responsible for any applicable taxes.  
  • Subject to termination at any time.  
Member Referral Program

Three Easy Steps to Join

Let us help you verify<br />
your eligibility
Let us help you verify your eligibility
Grab Your ID/SSN
Grab Your ID/ social security number
Complete the online app<br />
in four steps
Complete the online app in four steps

If You Are Already a Member

Current members can simply log into online banking, click (+) add account and then choose the account to open.

Do You Qualify for Membership?

Most healthcare professionals and college/university staff and students in Minnesota qualify for membership in AHCU, as do their family members.

Please check out our table below for more information and let us know if you have any questions. We would love to welcome you as a new member when you open your first account!

Account Options

Select Employer Groups (SEGs)

You are eligible to join AHCU if you or a family member* are employeed by:

* Eligible family members include spouses and blood or adopted relatives of SEG employees, and members of their immediate families and households.

Colleges & Universities in Select Counties

Students, employees, faculty, staff, and alumni – and their families – who attended a college or university in the following counties:

  • Aitkin
  • Anoka
  • Benton
  • Blue Earth
  • Brown
  • Carver
  • Chisago
  • Dakota
  • Dodge
  • Goodhue
  • Hennepin
  • Isanti
  • Kanabec
  • Kandiyohi
  • Le Sueur
  • McLeod
  • Meeker
  • Mille Lacs
  • Morrison
  • Nicollet
  • Pine
  • Ramsey
  • Renville
  • Rice
  • Scott
  • Sherburne
  • Sibley
  • Stearns
  • Steele
  • Todd
  • Waseca
  • Washington
  • Wright

Healthcare Workers in Select Counties

Healthcare employees, professionals, and their families, independent contractors, students whose field of study is within the medical field and/or healthcare industry, or self employed persons who work regularly in the healthcare industry in the following counties:

  • Aitkin
  • Anoka
  • Benton
  • Blue Earth
  • Brown
  • Carver
  • Chisago
  • Dakota
  • Dodge
  • Goodhue
  • Hennepin
  • Isanti
  • Kanabec
  • Kandiyohi
  • Le Sueur
  • McLeod
  • Meeker
  • Mille Lacs
  • Morrison
  • Nicollet
  • Pine
  • Ramsey
  • Renville
  • Rice
  • Scott
  • Sherburne
  • Sibley
  • Stearns
  • Steele
  • Todd
  • Waseca
  • Washington
  • Wright

Medical Service Organizations

AHCU’s charter covers employees of healthcare and medical industries in the counties specified above. Covered organizations provide the following services or products:

  • Assisted living facilities that provide healthcare services
  • Birthing centers
  • Blood, organ and tissue banks
  • Emergency medical care
  • Healthcare administrative services
  • Health clinics
  • Health maintenance organizations (HMO)
  • Home health care
  • Hospices
  • Hospitals
  • Insurers
  • Medical and diagnostic labs
  • Medical equipment and devices
  • Medical technology
  • Medical transportation services
  • Mental health care
  • Nursing homes
  • Nursing services
  • Nutrition services
  • Offices of chiropractors, dentists, licensed therapists, optometrists, physicians, podiatrists, psychologists
  • Pain centers
  • Paramedic services
  • Pharmacy services
  • Rehabilitation centers providing medical treatment or licensed psychological or physical therapy
  • Complementary Therapy (Acupuncture, holistic medicine, alternative healing therapies)

Lifetime Commitment

Once you open an account at AHCU, you and your family are eligible to remain at the Credit Union for the rest of your life.

Eligible family members include spouses and blood or adopted relatives, as well as members of their immediate families and households.

Join the AHCU family

Questions?

We’re here to help! If you have any questions while filling out your application, don’t hesitate to reach out. Give us a call, or visit your nearest branch for personalized assistance.

We Take Care of You

When my life was turned up side down and I was just a big mess, they never turned their back on me. Thank you very very very much for everything you’ve done for me.

— R. Sutherlin

I personally have had wonderful experiences with the outstanding customer service that the credit union has offered me for the last 22 years. I like the fact that I am recognized when I walk into the credit union and when I call on the phone for assistance.

— Donna F.