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AHCU Offers You Four Ways To Redeem Your Points!


Live Your Life. Get Rewarded.

How does CU Rewards work?

Cardholders will receive 1 base point(s) for every $1 they spend on their AHCU Platinum Rewards credit card. Cardholders may redeem their base points for their choice of Cash Back, Travel, Merchandise, or Merchant Gift Cards.

Additionally, cardholders can earn extra points by using their cards at participating CURewards Mall merchants.

To view exclusive in-store and online offers from top retailers, earn extra points and sign up for bonus offers, visit For the newest offers, click on the “New Mall Offers” button.

And to find a retailer near you, view the list of “In-Store Mall” retailers on the CURewards website. Or you can shop directly from the CURewards website.

Note:  Points expire on a first in/first out basis in the 5th year after they were earned.

Cash Back

To redeem your points for Cash Back, log into  The minimum cash option that can be redeemed at any given time is in $50 increments up to a maximum of $400 per year.

Cardholders must have accumulated at least 10,000 points to be eligible for the cash back redemption.

Example of points to cash: $10,000.00 in AHCU Visa Platinum Rewards credit card purchases = 10,000 CURewards points. 10,000 CURewards points= $100.00 cash that can be redeemed.

Cash Back can be deposited into your AHCU checking account, savings account or credited directly to your AHCU Platinum Rewards Visa balance.


Travel awards include airline tickets, hotel certificates, car rental certificates, vacation packages, experiences, and cruises that can be redeemed through the CURewards Travel Agency. Simply click on the Travel link once logged in. Should you have any questions concerning your travel plans or would like to speak with a travel agent, please call 800.900.6160 and a CURewards travel representative will be able to assist you.

     Hours of operation:
     Monday–Thursday: 10:30 a.m. – 9:30 p.m. EST
     Friday: 12:30 p.m. – 9:00 p.m. EST
     Saturday: 12:00 p.m. – 6:00 p.m. EST


Merchandise categories to choose from include (but are not limited to) Personal products, Electronics, Recreation, Housewares, Music, Movies & Games + Featured Offers.

You may redeem points for merchandise awards online. To redeem points, follow these steps:

  • Go to and add the desired merchandise awards to your shopping cart for redemption.
  • When you have completed your selections, click on the Proceed to Checkout button to place your order on-line.
  • Enter your name, shipping address and a telephone number and click Transmit Order to submit your order. You will receive a confirmation number after your order has been submitted.
  • Keep records of your order until you receive your award merchandise. Should you have questions regarding the status of your order or estimated shipping date, you may call Award Headquarters Customer Service, at 800.621.4112, from 8:30 AM to 5:00 PM, Monday through Friday, Central Standard Time.

Gift Cards

You can redeem points for gift cards very easily.  Merchant gift cards typically start at a minimum $50 denomination.  Merchants include (but are not limited to) Amazon, Applebee's Neighborhood Grill & Bar, Home Depot, LL Bean, Pottery Barn, Starbucks, and a lot more!

Other Merchant gift cards start at $100.  Check the for more information.