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Savings
Rates and Terms as of November 1, 2008
All dividends
are compounded quarterly, otherwise noted.
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Rate |
APY* |
Minimum |
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Earn dividends calculated on
your daily balance and paid quarterly. This is your primary membership
account in the credit union. |
0.75% |
0.75% |
$10 |
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Rate |
APY* |
Minimum |
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Additional savings accounts
(i.e., Holiday Club Accounts) for your convenience when saving for a
special reason. |
0.75% |
0.75% |
N/A |
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Rate |
APY* |
Minimum |
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For ages 0-12 years. Visit our KIRBY KANGAROO® website
today!
[external link disclosure] |
0.75% |
0.75% |
$10 |
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|
Rate |
APY* |
Minimum |
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For ages 13-17 years. Visit our
CU Succeed Web site today!
[external link disclosure] |
0.75% |
0.75% |
$10 |
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Rate |
APY* |
Minimum |
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Having trouble meeting the $1,000 opening balance for a
certificate? Start with a CD Builder! You can continue to deposit
funds until the balance reaches $1,000, and then you can switch the
funds over to a certificate and earn high interest yields. |
1.00% |
1.00% |
N/A |
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Rate |
APY* |
Minimum |
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Available for qualifying
balances, to earn dividends calculated on your daily balance and paid
monthly. Dividends are compounded monthly for all money market
accounts. Money Market accounts will be assessed a $5 fee
and will earn 0% interest if the balance falls below $2,500. IRA Money
Market accounts earn 0.75% interest when below $2,500. |
1.985%
2.23%
2.48%
2.72%
2.97% |
2.00%
2.25%
2.50%
2.75%
3.00% |
$2,500
$10,000
$20,000
$50,000
$100,000 |
Draft (Checking)
- Write
as many checks as you want without paying any "per item"
charges. |
Rate |
APY* |
Minimum |
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Value - No monthly fee, no minimum balance requirement. |
none |
none |
none |
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Gold Star - $5 fee if Minimum Balance
not met during the statement period. |
0.75% |
0.75% |
$500 |
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Platinum - $10 fee if Minimum Balance
not met during the statement period. |
0.75% |
0.75% |
$5,000 combined deposit balance |
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Status - for ages 55 and older. |
0.75% |
0.75% |
none |
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Rate |
APY* |
Minimum |
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6 Month |
2.97% |
3.00% |
$1,000 |
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12 Month |
3.21% |
3.25% |
$1,000 |
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18 Month |
3.45% |
3.50% |
$1,000 |
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24 Month |
3.45% |
3.50% |
$1,000 |
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24 Month FLEX |
3.70% |
3.75% |
$10,000 |
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24 Month FLEX |
3.94% |
4.00% |
$25,000 |
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5 Year |
3.94% |
4.00% |
$1,000 |
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Jumbo Certificates ($100,000 to $250,000)
The rate changes daily and will reflect .50% less than the daily
SimpliCD Rates at Members United. The terms are 6 month, 12 month, 18
month, and 5 yr. |
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A 90-day
penalty of interest applies to the 6 and 12-month Certificates for
early withdrawal. A 180-day penalty of interest applies to the
18-month, 24-month, and 5-year Certificates for early withdrawal.
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* APY is annual percentage yield. Terms listed are based on
the required minimum deposits with all interest paid quarterly to the
certificate. The APY may vary if interest is paid to any other
account.
Not sure what how much
you need to save?
Our loan
calculators may help you decide!
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