|
|
Rate |
APY* |
Minimum |
|
Earn dividends calculated on
your daily balance and paid quarterly. This is your primary membership
account in the credit union. |
0.25% |
0.25% |
$10 |
|
|
Rate |
APY* |
Minimum |
|
Additional savings accounts
(i.e., Holiday Club Accounts) for your convenience when saving for a
special reason. |
0.25% |
0.25% |
N/A |
|
|
Rate |
APY* |
Minimum |
|
For ages 0-12 years. Visit our KIRBY KANGAROO® website
today!
[external link disclosure] |
0.25% |
0.25% |
$10 |
Savings
Bond Account |
Rate |
APY* |
Minimum |
|
Originally set up for our Allina members. |
0.25% |
0.25% |
N/A |
|
|
Rate |
APY* |
Minimum |
|
For ages 13-17 years. Visit our
CU Succeed Web site today!
[external link disclosure] |
0.25% |
0.25% |
$10 |
|
|
Rate |
APY* |
Minimum |
|
Having trouble meeting the $1,000 opening balance for a
certificate? Start with a CD Builder! You can continue to deposit
funds until the balance reaches $1,000, and then you can switch the
funds over to a certificate and earn high interest yields. |
0.50% |
0.50% |
N/A |
|
|
Rate |
APY* |
Minimum |
|
Dividends are compounded monthly for all money market accounts. If
balance falls below the minimum $2500 a $5 fee will be assessed and
interest will not be earned. IRA Money market accounts with balances
below $2500 will earn the current share savings rate. |
0.30%
0.40%
0.50%
0.65%
0.90% |
0.30%
0.40%
0.50%0.65%
0.90% |
$2,500
$10,000
$20,000
$50,000
$100,000 |
Draft (Checking)
- Write
as many checks as you want without paying any "per item"
charges. |
Rate |
APY* |
Minimum |
|
Value - No monthly fee, no minimum balance requirement. |
none |
none |
none |
|
Gold Star - $5 fee if Minimum Balance
not met during the statement period. |
0.25% |
0.25% |
$500 |
|
Platinum - $10 fee if Minimum Balance
not met during the statement period. |
0.25% |
0.25% |
$5,000 in combined deposits |
|
Status - for ages 55 and older. |
0.25% |
0.25% |
none |
|
|
Rate |
APY* |
Minimum |
|
6 Month |
0.60% |
0.60% |
$1,000 |
|
12 Month |
0.90% |
0.90% |
$1,000 |
|
18 Month |
1.15% |
1.15% |
$1,000 |
24 Month FLEX
not available for IRA CDs |
0.75% |
0.75% |
$1,000 |
|
1.00% |
1.00% |
$10,000 |
|
1.24% |
1.25% |
$25,000 |
|
5 Year |
2.38% |
2.40% |
$1,000 |
|
Jumbo Certificates ($100,000 to $250,000)
Call for daily rate. The terms are 6 month, 12 month, 18
month, and 5 yr. |
|
A 90-day
penalty of interest applies to the 6 and 12-month Certificates for
early withdrawal.
A 180-day penalty of interest applies to the
18-month, 24-month, and 5-year Certificates for early withdrawal.
|
