New and
Used Vehicles
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Maximum Loan Terms Apply:
Motor homes - up to 120 months
(same as non-promotional 84-month rate)
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Up to 60 Months; 20% down |
as low as 4.99% APR* |
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Up to 84 Months; 20% down |
as low as 5.75% APR* |
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Up to 60 Months; 0% down |
as low as 5.25% APR* |
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Member buys a vehicle that is rated a Hybrid, Bio-diesel, Electric or
Alternative fuel. This is for both new and used vehicles, all other
normal terms apply. |
Up
to 60 months; 0% down |
as low as 4.50% APR* |
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Loans for high efficiency furnaces, air conditioners, insulating,
windows, energy star appliances, computers, fluorescent light
fixtures, etc. Anything that will reduce our carbon footprint and
reduce the member's energy costs. Will require proof that money was
used for these items. |
Up to $5,000 for
up
to 48 months |
as low as 7.99% APR* |
Share
Secured Loans |
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Up
to 48 months |
as low as 2.99% APR* |
Line
of Credit Loans
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Revolving
Credit line for up to $5,000. Use as an overdraft protection on all
AHCU Checking Accounts or have the ability to write yourself a
temporary loan at any time. You only pay interest on the amount you
borrowed at current APR.* |
Up
to $5,000 |
as low as 13.00% APR* |
Certificate Secured Loans
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Length of term may vary. |
2.99% APR* or 1% higher than the face rate on the
collateralized certificate, whichever is greater |
Signature Loans
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Regular Signature Loan |
Up to 60 Months,
$500-$7,000 |
8.99% APR*** |
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Preferred Signature Loan
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Up to 60 Months,
up to $15,000 |
7.99% APR*** |
VISA
Classic |
With no annual fee and a 25-day grace period on new
purchases, this is an affordable card!
Cash advances
accrue interest from date the advance is made. |
Up
to $5,000 |
12.90%
APR* |
VISA
Gold |
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With no
annual fee and a 25-day grace period on new purchases, this
is an affordable card!
Cash advances
accrue interest from date the advance is made. |
$5,000-$10,000 |
11.90%
APR* |
Home
Equity Loans |
Fixed Rate:
Reduction Special:
If your fixed rate loan is 3/4% or higher than our current
quoted rate, call and we'll match the lower rate. This offer
is allowed ONE TIME during the term of the home equity loan. |
Up to 80% LTV** |
60 months |
as low as 5.99% APR*
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| 120 months |
as low as 7.25% APR* |
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180 months |
as low as 8.50% APR* |
Up to 100% LTV**
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60 months |
as low as 6.99% APR*
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120 months |
as low as 8.25% APR*
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180 months |
as low as 9.50% APR*
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| Line of Credit: |
| Up to 60% LTV** |
Prime |
4.00% APR*
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| Up to 80% LTV** |
Prime |
4.00% APR*
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Up to 100% LTV** |
Prime |
5.00% APR*
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- Up to 15 years
- Maximum of $100,000****
- Minimum of $5,000 |
Variable rates are
based on prime as published in the Wall Street Journal.
Rates are subject to change monthly with a floor of 4% and
will not exceed a cap of 12%. |
Home
Improvement Loans |
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Up to 60 Months
Up to 120 Months
Up to 180 Months |
8.50%
APR*
9.00% APR*
10.00% APR* |
Home
Mortgages |
| Buying
or selling a home? We
offer a complete line of home-buying services through
CU
Mortgage Services. |
