High-Yield Savings Plans from AHCU

Certificates of Deposit

Certificates are available for a variety of terms, with guaranteed high fixed rates. You can open an AHCU certificate with as little as $1,000!

Nothing is more convenient! Interest can be paid on your certificate for a high compounded yield, or deposited to the AHCU account of your choice.

Penalty for early withdrawal applies. 

FLEX Certificates

Stretch your savings options with a FLEX Certificate!
A FLEX certificate gives you the perks of a certificate and money market account combined!

Like a certificate, you earn a high fixed rate during the 24 month term. And if interest rates rise, you can "step up" to a higher rate for the remainder of the term.

Need cash? You can withdraw funds from this account without penalty once per 24-month term.

*Step-Up Option only available once per term. Withdrawals must not bring the certificate below the minimum balance required at the time of opening account. Recurring deposits must be automatic, not manual. Flex Certificates are not available for IRA CDs.

CD Builder Certificates

Having trouble meeting the $1,000 opening balance for a certificate? Try a CD Builder!

A CD Builder is a blend of a regular savings account and a certificate. Like a certificate, you need to keep funds in the account for 12 months with no withdrawals.

Like a savings account, no opening minimum balance is required, and you can continue to deposit funds until the balance reaches $1,000. At that point, you can switch these funds over to a certificate and earn high interest yields!

* The balance in a CD Builder account cannot exceed $1000.To access funds before the 12 month term has ended, all funds must be withdrawn and the account must be closed.

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